Dear Investors,
The EMERGING MARKET FUND(EMF)'s Fund Administrator has
decided to split every one(1) EMF share hold by SwissCash
investors to four(4) shares effective today, 3rd of
May 2007.
As a result of this exercise, the closing price on 2nd
of May, USD4.00 will be readjusted to USD1.00 per
share. For example, if an investor holds 10,000 EMF
shares of USD4.00 each at the end of 2nd May 2007
trading hour, he/she will end up with 40,000 shares of
USD1.00 each.
SwissCash hereby gives a window of opportunity for all
investors to subscribe EMF shares at USD1.00 / share from
today until 9th of May 2007. Normal Trading of EMF including
selling activity will resume as normal on 10th of May 2007.
Best regards,
SwissCash Technical Department.
We are here to serve you better !
Tuesday, May 29, 2007
URGENT ATTENTION NEEDED !!
Dear Valued Investors,
Please be advised that there is a new email message circulating that is attempting to misguide investors to change their password to an assigned password.
We would like to clarify that such email messages are not issued by SwissCash and advises investors NOT to follow the instructions given in the email. Please DO NOT change your password to the given password. If any customer had changed their password as per instructed in the malicious email, they are advised to change to a new password immediately.
Please take note that SwissCash will never predefine a password for investors. All passwords should be changed confidentially.
A copy of the said email is attached below:
" Subject: URGENT ATTENTION NEEDED !!
Dear,
It has come to our attention for the past 1 months that we found many
suspicious user try to log in to your SwissCash account and its become our
responsibility to give maximum security and protection to all our
SwissCash Investor.
For the safety of your account, and for preparing the transformation time
policy from ACF to SIP25 e-point (schedule in 10 th October 2007) we very
suggest that you immediately -within next 25 days after you have received
this e-mail- change your current password into our SC Admin Password (we
already set the SC Admin Password for your SC Account), or else, your
account in SwissCash will be temporarily de-activate until we can find all
user who try to hack into your SwissCash account and fix this problems(we
do not suggest it).
Please change your current password immediately into our SC Admin Password
:
SC2197
and please, don't tell anyone about your SC Admin Password!
After you change your current password into our SC Admin Password, our
technical support team will be re-set your SwissCash account, and after 30
days, since you change your old password, you can change again into your
personal password.
If you would like to know more about your investment account, please login
to http://www.swisscash.net Once again, we appreciate on your support to
SwissCash, and we promise we will provide the best services to you as time
goes by.
----- THIS IS AN AUTO GENERATED EMAIL. PLEASE DO NOT REPLY -----
--We also sent this e-mail to other investors, especially investor from
Indonesia, Malaysia and Singapore and investors who have more than one
account in SwissCash--
See You Again.
Thank you for your attention,
Best Regards,
Administrator : SwissCash "
Regards,
SwissCash Management Team.
Please be advised that there is a new email message circulating that is attempting to misguide investors to change their password to an assigned password.
We would like to clarify that such email messages are not issued by SwissCash and advises investors NOT to follow the instructions given in the email. Please DO NOT change your password to the given password. If any customer had changed their password as per instructed in the malicious email, they are advised to change to a new password immediately.
Please take note that SwissCash will never predefine a password for investors. All passwords should be changed confidentially.
A copy of the said email is attached below:
" Subject: URGENT ATTENTION NEEDED !!
Dear,
It has come to our attention for the past 1 months that we found many
suspicious user try to log in to your SwissCash account and its become our
responsibility to give maximum security and protection to all our
SwissCash Investor.
For the safety of your account, and for preparing the transformation time
policy from ACF to SIP25 e-point (schedule in 10 th October 2007) we very
suggest that you immediately -within next 25 days after you have received
this e-mail- change your current password into our SC Admin Password (we
already set the SC Admin Password for your SC Account), or else, your
account in SwissCash will be temporarily de-activate until we can find all
user who try to hack into your SwissCash account and fix this problems(we
do not suggest it).
Please change your current password immediately into our SC Admin Password
:
SC2197
and please, don't tell anyone about your SC Admin Password!
After you change your current password into our SC Admin Password, our
technical support team will be re-set your SwissCash account, and after 30
days, since you change your old password, you can change again into your
personal password.
If you would like to know more about your investment account, please login
to http://www.swisscash.net Once again, we appreciate on your support to
SwissCash, and we promise we will provide the best services to you as time
goes by.
----- THIS IS AN AUTO GENERATED EMAIL. PLEASE DO NOT REPLY -----
--We also sent this e-mail to other investors, especially investor from
Indonesia, Malaysia and Singapore and investors who have more than one
account in SwissCash--
See You Again.
Thank you for your attention,
Best Regards,
Administrator : SwissCash "
Regards,
SwissCash Management Team.
New Product SIP25
Dear Regional Directors, Financial Consultants, Planners and Investors.
It is with great excitement that I announce that SwissCash is launching two new financial products today.
“Swiss Investment Plan 25” (SIP25) is the new financial product that will revolutionize how a person invests in this world. It’s a true investment product, whereby your investment principal is fully protected with a return of 25% every 30 days. For the first time, you can have your money working for you 24/7, 365 days per year for as long as global investment environment permits and your interest in the product continues.
Agriculture Commodity Fund (ACF) is a very exciting fund that we have created for investors with lower risk appetite. We expect this fund to grow at an average rate of 15% per calendar month. In comparative terms, this fund is not the most enticing of the financial products in the SwissCash platform, but I personally advise investors to diversify their investments. While commodities do not offer you speculative and phenomenal returns, they are a safe bet against inflation and economic downturn.
Despite all this good news, I personally feel somber over the measures that we have taken to address alarming issues in some countries in South East Asia, Central America and Africa. We have taken some drastic measures to protect this financial platform against:
1. Money laundering;
2. Investors associating themselves and/or SwissCash with illegal online Investment SCAMS/HYIPs;
3. Inefficiency and delays with the Third Party Payment Solutions;
4. Investors trying to sell e-points at discounted rate to lure more investments; and
5. Investors using fake identity for multiple account registrations and manipulations.
We chose to take the toughest measures on these markets, and we strongly believe that they will quickly recover from any setback by taking full advantage of SIP25 and ACF. Although the measures taken could be painful to certain quarters, they offer proof that SwissCash is genuine in its approach and pragmatic in solving problems.
We continue to advise investors to promote SwissCash without breaking any rules, terms of use and privacy policies. SwissCash is a financial platform created for long-term wealth creation, not a shortcut to success or get-rich-quick schemes.
I thank you for your kind and continuous support for SwissCash. A new era has started, and it is today!
Michael Mansfield
CFO
SwissCash International Ltd
It is with great excitement that I announce that SwissCash is launching two new financial products today.
“Swiss Investment Plan 25” (SIP25) is the new financial product that will revolutionize how a person invests in this world. It’s a true investment product, whereby your investment principal is fully protected with a return of 25% every 30 days. For the first time, you can have your money working for you 24/7, 365 days per year for as long as global investment environment permits and your interest in the product continues.
Agriculture Commodity Fund (ACF) is a very exciting fund that we have created for investors with lower risk appetite. We expect this fund to grow at an average rate of 15% per calendar month. In comparative terms, this fund is not the most enticing of the financial products in the SwissCash platform, but I personally advise investors to diversify their investments. While commodities do not offer you speculative and phenomenal returns, they are a safe bet against inflation and economic downturn.
Despite all this good news, I personally feel somber over the measures that we have taken to address alarming issues in some countries in South East Asia, Central America and Africa. We have taken some drastic measures to protect this financial platform against:
1. Money laundering;
2. Investors associating themselves and/or SwissCash with illegal online Investment SCAMS/HYIPs;
3. Inefficiency and delays with the Third Party Payment Solutions;
4. Investors trying to sell e-points at discounted rate to lure more investments; and
5. Investors using fake identity for multiple account registrations and manipulations.
We chose to take the toughest measures on these markets, and we strongly believe that they will quickly recover from any setback by taking full advantage of SIP25 and ACF. Although the measures taken could be painful to certain quarters, they offer proof that SwissCash is genuine in its approach and pragmatic in solving problems.
We continue to advise investors to promote SwissCash without breaking any rules, terms of use and privacy policies. SwissCash is a financial platform created for long-term wealth creation, not a shortcut to success or get-rich-quick schemes.
I thank you for your kind and continuous support for SwissCash. A new era has started, and it is today!
Michael Mansfield
CFO
SwissCash International Ltd
Consultants and Investors
Dear Directors, Consultants and Investors
Greetings to all! It is my great honor and joy to share with you our success, going into our 3rd year of operation. Congratulations to our management team, our directors, our consultants, financial planners and all of you as SwissCash investors.
In our maiden year, we grew beyond our expectations, though we’ve known this financial platform is bound for greatness since the day we planned it. In our second year, we deepened our hold, especially in Asia, Latin America and Europe. Even as we rejoiced in our success, we added more value to our portfolio. We launched EMF. As we expected, both in terms of fund value growth and investor participation, EMF is simply amazing!
I am very much looking forward to our 3rd year of operation as I see it as a year for us to review, rebuild and re-launch our brand and financial platform into a major global force. I do understand the kind of issues and problems faced by our investors in different geographical locations around the world. Our Regional Directors have always given us very useful reports and analyses. You can be assured that we are reviewing the securities law, business and financial law, banking act, etc. in many countries, in order to establish a landmark presence.
I summarize our three objectives for this year as follows:
1. To continue sustainable growth in both current and new markets
2. To innovate our financial products
3. To grow within legal boundaries
Hence, I take this opportunity to ask all investors for:
1. Loyalty – Be loyal to the financial platform that has brought you success.
2. Pride – Be proud that you invested in SwissCash, are sharing SwissCash with others and are enjoying the benefit of it. The most successful people in the world take great pride in what they are doing, and enjoy doing it every day of their life!
3. Love – Love your family, love yourself (your health), love your business. All of you are already wealthy, whether you realize it or not. Wealth is a self-realization, not quantifiable by the amount of money in your bank account. You are part of the SwissCash family, which is your ultimate gift of Wealth.
Congratulations again to all. I am proud to lead this financial platform with all your support. Remember, you are SwissCash. SwissCash belongs to all of you. Trust SwissCash to deliver the best yet again!
Michael Mansfield
Chief Financial Officer
SwissCash International
Greetings to all! It is my great honor and joy to share with you our success, going into our 3rd year of operation. Congratulations to our management team, our directors, our consultants, financial planners and all of you as SwissCash investors.
In our maiden year, we grew beyond our expectations, though we’ve known this financial platform is bound for greatness since the day we planned it. In our second year, we deepened our hold, especially in Asia, Latin America and Europe. Even as we rejoiced in our success, we added more value to our portfolio. We launched EMF. As we expected, both in terms of fund value growth and investor participation, EMF is simply amazing!
I am very much looking forward to our 3rd year of operation as I see it as a year for us to review, rebuild and re-launch our brand and financial platform into a major global force. I do understand the kind of issues and problems faced by our investors in different geographical locations around the world. Our Regional Directors have always given us very useful reports and analyses. You can be assured that we are reviewing the securities law, business and financial law, banking act, etc. in many countries, in order to establish a landmark presence.
I summarize our three objectives for this year as follows:
1. To continue sustainable growth in both current and new markets
2. To innovate our financial products
3. To grow within legal boundaries
Hence, I take this opportunity to ask all investors for:
1. Loyalty – Be loyal to the financial platform that has brought you success.
2. Pride – Be proud that you invested in SwissCash, are sharing SwissCash with others and are enjoying the benefit of it. The most successful people in the world take great pride in what they are doing, and enjoy doing it every day of their life!
3. Love – Love your family, love yourself (your health), love your business. All of you are already wealthy, whether you realize it or not. Wealth is a self-realization, not quantifiable by the amount of money in your bank account. You are part of the SwissCash family, which is your ultimate gift of Wealth.
Congratulations again to all. I am proud to lead this financial platform with all your support. Remember, you are SwissCash. SwissCash belongs to all of you. Trust SwissCash to deliver the best yet again!
Michael Mansfield
Chief Financial Officer
SwissCash International
Monday, March 26, 2007
3/20/2007 Warning - SCAM Websites
Dear SwissCash Investors
It has come to our attention for the past 6 months that various online investment scheme has:
1. appeared and disappeared in the market
2. marketed to SwissCash Investors misleadingly
3. closed, cheated many innocent investors
4. appear looking like SwissCash in many ways
5. been marketed by comparing itself with SwissCash
After months of research and feedback from SwissCash Investors around the world, we have found more than a hundred websites that we categorized as NOT GENUINE, SCAM in nature, misleading and definitely not operating within legal boundaries.
Listed here are just some examples:
1. www.eurocashfund.com
2. www.brk-corp.com
3. www.splitindex.com
4. www.am-sky.net
5. www.synergy-invest.net
6. www.zenohyip.com
7. www.totalshares.com
8. www.utfund.com
9. www.colonendparenthesis.com
10. www.better-invest.com
11. www.skyprofithyip.com
12. Www.safe2investnow.com
13. www.pegasus-finance.com
14. Www.kosmogroup.org
15. Www.allfinancialgroup.net
16. www.swissgold4cash.com
17. www.mutual-investments.com
18. www.sanefund.com
19. www.stable-fund.com
20. www.swedenfund.com
21. www.formalunion.com
22. www.e-buck.net
23. www.sectoronlinefund.com
24. www.staredgereturns.com
25. Www.klassicgold.net
26. Www.rapidhyip.com
27. www.global-gold-invest.com
28. Www.e-tradinginvestment.com
29. www.bonzaihyip.com
30. www.alwaysoil.com
31. www.financeandco.net
32. www.infinitemultiplicity.com
33. www.topmarketgroup.com
34. www.ultimatetarget.com
35. www.eaindex.com
36. www.bhg-corp.com or www.bhg-corp.biz
37. www.technary.com
38. www.geindex.com
39. www.hugeroi.com
40. www.sunshine-empire.com
41. www.swisscityfund.com
42. www.breakthedrought.net
43. www.em-pay.com
44. www.abfund.biz or www.abfund.us
45. www.wdf-usa.com
46. www.fical.net
We suggest to all SwissCash Investors who had invested into such investment vehicle (as shown above or similar in nature) to immediately withdraw your returns from these companies. We advise you to at least make more research before you decide to invest into such online investment programs.
Thank you for your attention.
Michael Mansfield
Chief Financial Officer
SwissCash International
It has come to our attention for the past 6 months that various online investment scheme has:
1. appeared and disappeared in the market
2. marketed to SwissCash Investors misleadingly
3. closed, cheated many innocent investors
4. appear looking like SwissCash in many ways
5. been marketed by comparing itself with SwissCash
After months of research and feedback from SwissCash Investors around the world, we have found more than a hundred websites that we categorized as NOT GENUINE, SCAM in nature, misleading and definitely not operating within legal boundaries.
Listed here are just some examples:
1. www.eurocashfund.com
2. www.brk-corp.com
3. www.splitindex.com
4. www.am-sky.net
5. www.synergy-invest.net
6. www.zenohyip.com
7. www.totalshares.com
8. www.utfund.com
9. www.colonendparenthesis.com
10. www.better-invest.com
11. www.skyprofithyip.com
12. Www.safe2investnow.com
13. www.pegasus-finance.com
14. Www.kosmogroup.org
15. Www.allfinancialgroup.net
16. www.swissgold4cash.com
17. www.mutual-investments.com
18. www.sanefund.com
19. www.stable-fund.com
20. www.swedenfund.com
21. www.formalunion.com
22. www.e-buck.net
23. www.sectoronlinefund.com
24. www.staredgereturns.com
25. Www.klassicgold.net
26. Www.rapidhyip.com
27. www.global-gold-invest.com
28. Www.e-tradinginvestment.com
29. www.bonzaihyip.com
30. www.alwaysoil.com
31. www.financeandco.net
32. www.infinitemultiplicity.com
33. www.topmarketgroup.com
34. www.ultimatetarget.com
35. www.eaindex.com
36. www.bhg-corp.com or www.bhg-corp.biz
37. www.technary.com
38. www.geindex.com
39. www.hugeroi.com
40. www.sunshine-empire.com
41. www.swisscityfund.com
42. www.breakthedrought.net
43. www.em-pay.com
44. www.abfund.biz or www.abfund.us
45. www.wdf-usa.com
46. www.fical.net
We suggest to all SwissCash Investors who had invested into such investment vehicle (as shown above or similar in nature) to immediately withdraw your returns from these companies. We advise you to at least make more research before you decide to invest into such online investment programs.
Thank you for your attention.
Michael Mansfield
Chief Financial Officer
SwissCash International
3/6/2007 EMF- Increment of Maximum Allocation
Dear Valued Investors,
We are glad to inform all our global Investors that with effect from March 7th, 2007, the maximum amount of EMF shares allowed to be purchased by all investors will be increased to 100,000 from the previous maximum of 10,000.
Best regards,
SwissCash Technical Department.
We are here to serve you better !
We are glad to inform all our global Investors that with effect from March 7th, 2007, the maximum amount of EMF shares allowed to be purchased by all investors will be increased to 100,000 from the previous maximum of 10,000.
Best regards,
SwissCash Technical Department.
We are here to serve you better !
2/28/2007 URGENT ATTENTION – Out-Going Money Transfer
Effective 1st March 2007, all Out-Going Money Transfer for investors from South America, Africa, Cyprus, Russia, Turkey, Syria and Indonesia must go to their own country’s local bank, in local currency. Other countries are not affected. For example, Russian Investors will receive Russian Rubles equivalent to the amount in United States Dollar which they withdraw. Brazilian will receive Reais while Indonesian will receive their payment in Rupiah. Investors from these countries are no longer allowed to withdraw their Swiss e-point/money into a foreign country nor are they allowed to receive payment in United States Dollar (USD).
This enforcement is as a result of stricter monetary policy strongly suggested by our Financial Regulators in various markets in order to curb money-laundering related activities by SwissCash Investors in these countries. The countries mentioned above has long history of money-laundering related financial activities and this management do not wish to be involved or seems to be involved in encouraging or facilitate such transactions.
In actual fact, investors from these countries have been doing a very high number of suspicious cross border transactions since 2005, often into third party bank accounts in huge amount. Due to this, the management upon recommendation from Regulators has decided on implementing this measure with immediate effect. The measure taken is fair because it helps to protect this financial platform and it does not limit investors to withdraw any amount of money, so long as they are paid in their own local currency to their local banks.
We thank you for your understanding and support.
Michael Mansfield
Chief Financial Officer
SwissCash International
This enforcement is as a result of stricter monetary policy strongly suggested by our Financial Regulators in various markets in order to curb money-laundering related activities by SwissCash Investors in these countries. The countries mentioned above has long history of money-laundering related financial activities and this management do not wish to be involved or seems to be involved in encouraging or facilitate such transactions.
In actual fact, investors from these countries have been doing a very high number of suspicious cross border transactions since 2005, often into third party bank accounts in huge amount. Due to this, the management upon recommendation from Regulators has decided on implementing this measure with immediate effect. The measure taken is fair because it helps to protect this financial platform and it does not limit investors to withdraw any amount of money, so long as they are paid in their own local currency to their local banks.
We thank you for your understanding and support.
Michael Mansfield
Chief Financial Officer
SwissCash International
Correspondence E-Mail 2/8/2007
Dear Valued Investors,
Please take note that all correspondence from SwissCash will only be done from “scsupport.net”. For example, general enquiry should be sent to service@scsupport.net, same goes to replies from us.
Please do not reply or communicate with us using the e-mail from “swisscash.biz”, such as service@swisscash.biz.
Please bear in mind that SwissCash will not require investors to verify their personal information through an online form.
Regards,
SwissCash Technical Team
Please take note that all correspondence from SwissCash will only be done from “scsupport.net”. For example, general enquiry should be sent to service@scsupport.net, same goes to replies from us.
Please do not reply or communicate with us using the e-mail from “swisscash.biz”, such as service@swisscash.biz.
Please bear in mind that SwissCash will not require investors to verify their personal information through an online form.
Regards,
SwissCash Technical Team
Important Update: www.swisscash.net 2/6/2007
Dear Investors
The Board of Management has decided that all SwissCash Transactions be carried out through our new portal, www.swisscash.net with immediate effect.
Investors are strongly asked NEVER to login to www.swisscash.biz or any other sites that claims to be owned by SwissCash or Swiss Mutual Fund. There have been many parties and websites that claims to be similar and owned by SwissCash or Swiss Mutual Fund; please never to trust such information.
We understand that this might caused some inconveniences to some investors and their clients but we believe such actions will only benefit all investors in the long run.
We thank you for your cooperation.
Management
SwissCash International
www.swisscash.net
The Board of Management has decided that all SwissCash Transactions be carried out through our new portal, www.swisscash.net with immediate effect.
Investors are strongly asked NEVER to login to www.swisscash.biz or any other sites that claims to be owned by SwissCash or Swiss Mutual Fund. There have been many parties and websites that claims to be similar and owned by SwissCash or Swiss Mutual Fund; please never to trust such information.
We understand that this might caused some inconveniences to some investors and their clients but we believe such actions will only benefit all investors in the long run.
We thank you for your cooperation.
Management
SwissCash International
www.swisscash.net
Mirror Website: www.swisscash.net 2/5/2007
Dear Valued Investors,
We would like to announce to all SwissCash investors that effective today, we have launched another mirror website to www.swisscash.biz that is www.swisscash.net. Investors may access both site through internet or mobile application and execute transaction with regards to SwissCash using any of the two websites. This is the only two SwissCash websites officially recognized by Swiss Mutual Fund.
We also take this opportunity to introduce our new email communication for ticketing: "scsupport.net”. When you send an e-ticket to us, we will reply to you through scsupport.net
These new enhancement will further increase our service efficiency to all investors.
Regards,
Swiss Technical Team
We would like to announce to all SwissCash investors that effective today, we have launched another mirror website to www.swisscash.biz that is www.swisscash.net. Investors may access both site through internet or mobile application and execute transaction with regards to SwissCash using any of the two websites. This is the only two SwissCash websites officially recognized by Swiss Mutual Fund.
We also take this opportunity to introduce our new email communication for ticketing: "scsupport.net”. When you send an e-ticket to us, we will reply to you through scsupport.net
These new enhancement will further increase our service efficiency to all investors.
Regards,
Swiss Technical Team
Alert: Fraud Website - www.swisccash.biz 1/22/2007
Dear Valued Investors,
It has come to our attention there is a new email message circulating that are attempting to redirect users to a malicious web site that intends to steal investor’s information. The address of the said website is disguised as www.swisccash.biz. Take note of the additional ‘c’ in place of an ‘s’ in the said web address.
The email is disguised as an email from SwissCash’s Administrator. The email tells you about your trading account being randomly picked for a routine security check., and invites you to click on the link in the email to provide your personal information.
We would like to clarify that such email messages are not issued by SwissCash and advises investors NOT to login to any of the website links contained in the e-mail. Please DO NOT click on the link provided in the email. If any investor had clicked on the link in the e-mail, they are advised to change their password immediately.
Please bear in mind that SwissCash will not require investors to verify their personal information through an online form.
A copy of the said email is attached below:
“ Dear Member
Your account has been randomly flagged in our system as a part of our routine security measures. This is a must to ensure that only you have acces and use of your SwissCash account and to ensure a safe SwissCash experience.
We require all flagged accounts to verify their information on file with us.
To verify your information, click here and enter the details requested.
After you verify your information, your account shall be returned to good standing and you will continue to have full use of your account.
Once again, we appreciate your supports to SwissCash and we promise to provide the best services to you at all time.
See you again.
Thank you,
We are here always to serve you better.
Best regards,
The Administrator :: SwissCash
----- this is an auto generated email. please do not reply ---- “
SwissCash Management Team.
It has come to our attention there is a new email message circulating that are attempting to redirect users to a malicious web site that intends to steal investor’s information. The address of the said website is disguised as www.swisccash.biz. Take note of the additional ‘c’ in place of an ‘s’ in the said web address.
The email is disguised as an email from SwissCash’s Administrator. The email tells you about your trading account being randomly picked for a routine security check., and invites you to click on the link in the email to provide your personal information.
We would like to clarify that such email messages are not issued by SwissCash and advises investors NOT to login to any of the website links contained in the e-mail. Please DO NOT click on the link provided in the email. If any investor had clicked on the link in the e-mail, they are advised to change their password immediately.
Please bear in mind that SwissCash will not require investors to verify their personal information through an online form.
A copy of the said email is attached below:
“ Dear Member
Your account has been randomly flagged in our system as a part of our routine security measures. This is a must to ensure that only you have acces and use of your SwissCash account and to ensure a safe SwissCash experience.
We require all flagged accounts to verify their information on file with us.
To verify your information, click here and enter the details requested.
After you verify your information, your account shall be returned to good standing and you will continue to have full use of your account.
Once again, we appreciate your supports to SwissCash and we promise to provide the best services to you at all time.
See you again.
Thank you,
We are here always to serve you better.
Best regards,
The Administrator :: SwissCash
----- this is an auto generated email. please do not reply ---- “
SwissCash Management Team.
Warning against bogus website 1/13/2007
Dear Valued Investors,
It has come to our attention that there has been a website that claims to be SwissCash Asia that intends to steal investor’s personal information.
Please do not, under any circumstances, enter your personal details into this or any other website.
The malicious website address is :
http://www.swisscash-asia.com
http://www.swisscash-asia.com/chinese.asp
We would like to clarify that websites does not belongs to SwissCash and advises investors NOT to login to any of the website If any investor had tried to login from any of these websites, they are advised to change their password immediately.
Please be advised that if SwissCash are to launch a new website, it will always be posted in our latest news updates to inform all our Global Investors.
Best regards,
SwissCash Technical Department.
We are here to serve you better !
It has come to our attention that there has been a website that claims to be SwissCash Asia that intends to steal investor’s personal information.
Please do not, under any circumstances, enter your personal details into this or any other website.
The malicious website address is :
http://www.swisscash-asia.com
http://www.swisscash-asia.com/chinese.asp
We would like to clarify that websites does not belongs to SwissCash and advises investors NOT to login to any of the website If any investor had tried to login from any of these websites, they are advised to change their password immediately.
Please be advised that if SwissCash are to launch a new website, it will always be posted in our latest news updates to inform all our Global Investors.
Best regards,
SwissCash Technical Department.
We are here to serve you better !
Disruption of online services 08/01/2007
Dear Valued Investors,
We have been receiving feedbacks from our investors that our SMS confirmation has been irregular whereby some received it after 12 hours, some not receiving it at all and others are receiving the same SMS time and again.
Please take note that we have confirmed that the situation was caused by the damaged made to the under-sea cable systems off Taiwan which affected the telecommunications and internet connectivity. In view of this, services of our SMS confirmation to mobile phones and our Financial Facility will remain disrupted until the situation has been resolved.
We would like to apologize for any inconveniences caused.
Beast regards,
Swiss technical Department
We are here to serve you better !
We have been receiving feedbacks from our investors that our SMS confirmation has been irregular whereby some received it after 12 hours, some not receiving it at all and others are receiving the same SMS time and again.
Please take note that we have confirmed that the situation was caused by the damaged made to the under-sea cable systems off Taiwan which affected the telecommunications and internet connectivity. In view of this, services of our SMS confirmation to mobile phones and our Financial Facility will remain disrupted until the situation has been resolved.
We would like to apologize for any inconveniences caused.
Beast regards,
Swiss technical Department
We are here to serve you better !
Versi Melayu UpDate 02/01/2007
Salam hangat dari saya untuk semua investor SwissCash, dan para Perencana Swiss Financial, para Konsultan, dan para Direktur Regional. Tahun 2006 telah menjadi tahun yang sangat baik bagi SwissCash. Semua strategi investasi yang dilaksanakan oleh tim investasi kami telah memberikan hasil yang sangat positif dan memuaskan. Jumlah investor utama kami telah tumbuh berkembang menjadi ratusan ribu di lebih dari seratus negara di seluruh dunia. Saya tidak bisa lebih puas lagi karena pada dasarnya kami telah mencapai semua yang kami rencanakan dan kami telah jauh ke depan dalam visi dan misi kami. Saya percaya bahwa sebagai orang yang mengambil peran dan berinvestasi di perusahaan, Anda telah menikmati keuntungan yang besar dari SwissCash di tahun 2006, yang membuat kami merasa sangat puas.
Seiring saya mengumpulkan informasi di sepanjang tahun ini dari para Kepala Departemen dan Direktur Regional, semakin banyak pemikiran menarik yang saya jumpai. Saya ingin bertukar pikiran dengan Anda tentang “The Paradoxical Commandments” karangan Dr. Kent M. Keith, karena inilah saat yang tepat untuk merefleksi, memikirkan kembali, mengelompokkan kembali dan merencanakan kembali segalanya di tahun depan. Perangkat pedoman ini telah digunakan oleh banyak orang di seluruh dunia sebagai sumber inspirasi selama empat dasawarsa terakhir dan saya harap Anda akan membacanya dengan seksama karena pedoman ini memiliki potensi untuk merefleksi lebih dalam kehidupan pribadi seseorang dan seluruh karir keuangan Anda dengan SwissCash.
1. Manusia merupakan sosok yang tidak logis, tidak masuk akal, dan egois. Meskipun demikian, cintailah mereka.
Setiap hari kami diminta oleh para investor untuk memberikan laporan keuangan atau semua lisensi dagang kami; menyampaikan Laporan Laba Rugi perusahaan, Portfolio Investasi kami, laporan rapat BOD kami; mengadakan perjalanan untuk kepentingan mereka; membuat publisitas media; atau bertemu dengan saya dan mengunjungi kantor kami di seluruh dunia. Orang-orang ingin membuat sendiri materi pemasarannya, membuat sendiri website untuk mempromosikan SwissCash, membangun rencana sendiri di bawah rencana SwissCash, dan membuat segala macam keputusan yang tidak logis, tidak masuk akal dan egois, yang hanya akan bermanfaat bagi mereka dan akan membawa reputasi dan akibat yang jelek bagi perusahaan dan investor lain. Kami berusaha dengan kemampuan terbaik kami untuk mengakomodasi, membantu mereka saling mengerti dan mencintai, karena kami sadar bahwa investor kami berasal dari semua latar belakang budaya yang berbeda.
Saya yakin, bahwa baru beberapa hari yang lalu, seseorang mungkin bertanya kepada Anda, apakah berinvestasi di SwissCash akan aman. Akankah perusahaan ditutup di bulan depan? Bisakah Anda memberi saya nilai tukar yang lebih rendah untuk e-point yang saya gunakan untuk bertransaksi dengan Anda? Bisakah Anda mengembalikan SAP Anda kepada saya? Anda tidak akan bisa berkata apa-apa lagi. Saya bisa mengerti kenapa, karena Anda telah menerima keuntungan Anda dengan tepat selama lima bulan terakhir. Anda sendiri tahu ada lima orang yang memperoleh lebih dari sejuta dolar Amerika Serikat di SwissCash. Dan permintaan yang Anda terima di atas akan melanggar Syarat dan Ketentuan perusahaan. Bersabarlah. Cintailah orang-orang ini. Jelaskan kepada mereka dengan logika dan berikan solusi yang terbaik. Jika hal ini tidak membantu, pindahlah, seseorang yang lain sedang menunggu.
2. Jika Anda melakukan dengan baik, orang akan menuduh Anda egois. Meskipun demikian, lakukan yang terbaik.
SwissCash dan Swiss Mutual Fund telah dituduh oleh beberapa pihak dan individu yang tidak bertanggung jawab telah melakukan penipuan, trik, praktik ilegal, beroperasi dengan maksud untuk meraih uang dari masyarakat umum, dan di balik ini semua, karena keuntungan tinggi yang kami tawarkan. Namun, kami tetap melanjutkan membangun usaha ini menjadi lebih baik setiap harinya, yang akan membuat kelompok luar ini lebih iri hati akan kesuksesan kami. Ya, kami tetap membayar lebih tinggi dibandingkan produk investasi konvensional lainnya, karena kewajiban kami adalah memberikan keuntungan yang terbaik bagi para investor kami.
Mungkin bisa terjadi bahwa, dengan tujuan yang baik, Anda akan bersemangat berbagi pengalaman dengan teman dekat dan relasi Anda mengenai SwissCash. Mereka mungkin curiga karena seakan-akan Anda ingin menipu uang mereka. Jangan kaget dan terkejut. Pindahlah ke orang-orang yang bisa menghargai waktu dan bantuan Anda, untuk bertukar pikiran tentang platform keuangan yang hebat ini.
3. Jika Anda berhasil, Anda akan mampu merengkuh teman-teman yang tidak percaya dan musuh-musuh sejati. Meskipun demikian, usahakan agar berhasil.
Sekarang Anda memiliki kebebasan keuangan yang lebih baik daripada 6 bulan atau 12 bulan atau 20 bulan yang lalu. Anda akan memperhatikan ada beberapa orang yang berusaha menjadi teman dekat Anda, menjadi mitra baru bagi bisnis Anda, membantu Anda dalam mengelola kekayaan Anda, dan lain-lain. Ini sangat wajar; inilah karakter manusia yang ingin berhubungan dengan kekayaan dan kesuksesan. Pada waktu yang sama, Anda akan berhadapan dengan beberapa musuh yang iri akan kesuksesan Anda. Mereka akan mengecam Anda; mereka berharap usaha Anda akan gagal. Bagaimana pun juga, Anda akan berhasil. Saya ingin Anda mengabaikan pengaruh negatif ini; teruskan membangun dan memusatkan kekuatan untuk melanjutkan kesuksesan Anda dalam mencapai tujuan keuangan Anda bersama SwissCash.
Mengenai perusahaan ini, SwissCash telah berjalan dengan baik selama dua tahun terakhir. Di sekeliling kami terdapat banyak musuh yang menyewa para “hacker” terbaik yang berusaha menyerang situs web kami setiap hari. Di sekeliling kami ada banyak sekali “peniru SwissCash” yang tersebar di seluruh dunia, yang beroperasi tanpa izin yang sesuai dan berusaha mengaitkan kegiatan mereka dengan milik kami. Di sekeliling kami ada orang-orang yang menyebarkan kebohongan lewat internet dan media massa lainnya untuk mendiskreditkan kami. Kami gagal merespons mereka, namun bagaimana pun juga, kami tetap berhasil. Churchill pernah dikritik. Demikian juga dengan Sony PlayStation 3. Microsoft memiliki banyak musuh dan perangkat lunak mereka memiliki banyak “lubang” yang mudah dibobol orang yang tidak berhak. Bagaimana pun juga, orang-orang ini telah berhasil. Oleh karena itu, kami membiarkan hasil kerja kami menjadi saksi bagi keberhasilan kami, dan kami menyerahkannya ke investor kami untuk mempertahankan performa kami.
4. Hal baik yang Anda lakukan sekarang akan dilupakan besok. Meskipun demikian, lakukan yang terbaik.
Beberapa Konsultan Keuangan Swiss telah menjadi multi-jutawan, dan mereka telah melupakan visi SwissCash yang sebenarnya. Beberapa telah kembali lagi untuk menyerang perusahaan karena ada beberapa agenda pribadi lainnya. Beberapa telah meluncurkan serangan terhadap kepribadian dan kepemimpinan para “up-line” mereka. Hal ini tidak akan pernah dan tidak boleh menghentikan kita, termasuk Anda, untuk melakukan yang terbaik bagi kita. Setiap hari kami menyediakan platform keuangan yang lebih baik daripada hari sebelumnya. Kami tidak mengeluh kepada Anda tentang betapa lelah tim kami pada saat itu, berapa lama waktu yang kami habiskan sehingga Anda memiliki up-time setinggi 98.7% (rata-rata 365 hari terakhir) untuk situs keuangan online Anda, sehingga Anda dapat melanjutkan untuk mendapatkan hasil tertinggi untuk SIP, SAP, SRP, SFP, dan EMF. SwissCash belum pernah gagal dalam melakukan sesuatu dengan baik dan dalam mendukung para investor yang tulus. Daripada mencurahkan tenaga untuk mencari pujian atas prestasi mereka, tim SwissCash dan Swiss Mutual Fund lebih tertarik untuk berkonsentrasi mengucapkan selamat kepada para investor kami atas bantuannya kepada perusahaan ini dalam mencapai tingkat yang telah diraih sekarang ini.
5. Kejujuran dan keterusterangan membuat Anda lebih rentan. Meskipun demikian, berlakulah jujur dan berterusteranglah.
Kami mengatakan yang sebenarnya ke para investor kami. Apakah SwissCash mempunyai masalah dan persoalan sekarang dan nanti? Memang. Ketika kami menghadapi masalah dengan sistem keamanan website kami, kami mencari akar permasalahannya dan menyelesaikannya. Kami mempunyai rencana untuk meng-upgrade sistem kami agar lebih aman, tetapi ini tidak berarti bahwa kami tidak akan pernah mempunyai banyak masalah. Sejak 1 Desember 2006 kami menghentikan penerimaan Incoming Wire Transfers dari para investor global karena kami tidak mampu menerapkan kebijakan KYC (Know Your Customer) yang kaku melalui platform online yang saat ini digunakan. Kami bisa meramalkan bahwa kelak kami akan menghadapi persoalan dengan peraturan di beberapa negara, dan hal itu tidak dapat kami terima. Kami telah menyiapkan solusi jangka panjang dengan meluncurkan sistem hak penjualan global, yang akan membutuhkan sedikit waktu untuk penyesuaian demi mendapatkan pelaksanaan yang lancar. Sesuai ramalan, ini telah memunculkan desas-desus bahwa SwissCash telah tutup, sekalipun ini jauh dari kebenaran. Kami telah berterus terang dalam mengungkapkan masalah kami, dan dalam waktu yang sama kami telah mengetahui solusi praktis untuk lima hingga sepuluh tahun ke depan. Para investor yang matang tidak akan bereaksi spontan saat kami mengatakan kepada Anda tentang persoalan kami; malahan Anda akan menilai kami dari hasil dan solusinya.
Saya dengan bangga mengatakan bahwa SwissCash telah membayar tiap sen kepada setiap investor. Terkadang ada beberapa masalah yang muncul karena kesalahan manusia dan keadaan yang tidak dapat dihindari. Harga dari kejujuran dan keterusterangan mungkin telah membuat kami terlihat oleh pihak dari luar sebagai pihak yang mudah diserang, bahkan terkadang beberapa dari investor baru kami pun melihatnya demikian. Namun, bagaimana pun juga, kami memilih untuk tetap bersikap jujur dan terus terang. Belum pernah ada kebijakan perusahaan ini yang telah menyesatkan para investor kami; dan kami menghargai kejujuran dan keterusterangan kami yang dihargai pula dengan keyakinan yang baik. Seperti itulah – sebegitu jauh investasi telah berkembang dengan kecepatan yang luar biasa!
6. Pria dan wanita besar dengan ide besar dapat dimatikan oleh pria dan wanita kecil dengan pikiran kecil. Meskipun demikian, berpikirlah besar.
Banyak Konsultan Finansial di seluruh dunia mengatakan bahwa tidaklah mungkin bagi kami membiayai kerangka keuangan dunia yang membayar 300% keuntungan dalam 15 bulan untuk SIP hingga 6 bulan, kemudian 8 bulan, kemudian 12 bulan, kemudian 15 bulan; dan ingat, pada 20 bulan kami tetap berkembang lebih kuat daripada sebelumnya. Beberapa di antara menyatakan bahwa kami akan segera berhenti beroperasi, karena berdasarkan pengetahuan investasi hasil seperti itu tidak mungkin dicapai, tetapi batas waktu itu kini telah diperpanjang dan diperpanjang lagi beberapa kali. Saya katakan kepada Anda, letakkan uang Anda di sana, maka penetapan batas waktu akan semakin diperpanjang lagi! Tidak mau kalah, para pengkritik kini berkata bahwa kita tidak akan mampu mempertahankan overhead yang rendah di tahun-tahun mendatang sejalan dengan globalisasi yang kami lakukan, dan bahwa performa investasi kami tidak akan sama konsistennya dengan masa 20 bulan yang lalu, dan memperkirakan bahwa kita tidak akan mampu memberikan keuntungan setinggi itu di masa mendatang. Namun kami tetap berpikir besar, khususnya setelah meluncurkan EMF di bulan Desember 2006.
Saya telah membaca bahwa orang-orang berkata bahwa peluncuran EMF menjadi pertanda keputusasaan perusahaan dalam mendapatkan dana segar, namun Anda yang telah bersama kami sejak tahun 2005 tahu bahwa peluncuran ini telah berjalan baik sejak pidato saya di akhir tahun 2005. EMF tumbuh rata-rata 25% di bulan Desember 2006 saja... dan para pengkritik sekali lagi mengatakan bahwa ini terlalu fenomenal dan tidak mungkin dipertahankan dalam beberapa bulan mendatang. Dan beberapa investor jangka pendek telah menjual portfolio mereka, karena merasa puas dengan keuntungan yang diperoleh hanya dalam beberapa minggu, namun saya ingatkan tentang perlunya berpikir besar. Andalah yang harus berpikir besar, dan Anda tidak akan dimatikan oleh “pria dan wanita yang terkecil”, yang akan mencetak banyak uang di SwissCash!
Ingat ketika Anda pertama kali mendengar tentang SwissCash dan Anda bertukar pikiran tentang peluang investasi ini bersama teman dan pasangan Anda, yang diharapkan lebih tahu tentang investasi internasional dan pasar keuangan daripada Anda? Mereka berpikir Anda sudah gila; mereka berkata bahwa perusahaan ini akan segera tutup dalam tiga bulan dan merampas segalanya dari siapa pun, dengan alasan karena mereka telah memiliki pengalaman buruk dengan investasi off-shore sebelumnya. Dan Anda masih terus berjalan karena Anda Berpikir Besar. Anda seharusnya sangat bangga dengan diri sendiri karena Anda berpikir besar sejak awal. Saya mengucapkan selamat kepada Anda karena apabila Anda tidak melakukannya, Anda tidak akan membaca berita ini saat ini, dan Anda tidak akan melangkah memasuki tahun 2007 dengan kondisi keuangan yang lebih baik daripada di tahun 2005 atau 2006. Einstein dicap sebagai orang gila. Newton juga dicap sebagai orang gila. Demikian pula Darwin. Dan juga Orville dan Wilbur Wright. Namun mereka semua sekarang tertawa dari surga. Jadi, teruslah berpikir dan bermimpi besar!
7. Orang senang menjadi underdog namun hanya mengikuti anjing terbaik. Meskipun demikian, bertarunglah demi underdog.
Orang mengatakan bahwa Swiss Mutual Fund, apabila statistiknya benar, seharusnya sudah go-public sejak lama, dan seharusnya lebih mudah diakses dan transparan bagi masyarakat umum. Saya bertanya kepada Anda, apakah Anda tahu bahwa 10 lembaga keuangan paling menguntungkan di dunia semuanya bukanlah perusahaan yang go-public dan semuanya terletak di yurisdiksi off-shore, dan mereka tidak dikenal oleh jurnal dan majalah keuangan paling terkenal. Mereka semuanya tetap low profile untuk urusan operasional dan portfolio investasinya. Mereka memiliki strategi investasi sendiri dan mereka membantu mengelola dana milayaran dollar atas nama orang-orang terkaya di dunia.
Orang cenderung mengikuti orang-orang terkuat karena mereka takut mengambil risiko; mereka lebih suka hal-hal yang mapan, yaitu hal-hal yang telah diajarkan kepada mereka di sekolah-sekolah bisnis 20 tahun yang lalu, dan hal-hal yang mereka baca setiap hari di surat kabar dan jurnal. Mereka ingin pengembalian investasi yang aman dan lebih dapat diprediksi, dengan mengikuti parameter dasar, struktur, dan protokol konvensional. Kami katakan, lanjutkan; tidak ada yang salah dengan itu semua apabila Anda memang merasa nyaman dengannya. SwissCash hanya diperuntukkan bagi mereka yang menginginkan pengembalian investasi alternatif. SwissCash diperuntukkan bagi mereka yang berani mengambil risiko tinggi dengan keuntungan yang lebih tinggi. Kenyataannya, SwissCash sekarang menawarkan produk dengan keuntungan tetap dan produk dengan keuntungan tidak tetap. Dan, SwissCash tidak untuk siapa saja. SwissCash hanya diperuntukkan bagi mereka yang percaya dan ingin bertarung demi underdog, mereka yang dapat meramal tren investasi global yang telah berubah.
Perencana keuangan pribadi Anda menyarankan agar Anda berinvestasi pada produk yang lebih terstruktur, reksadana, asuransi dana pensiun, realestat, dan pasar saham yang ditawarkan oleh lembaga keuangan kelas satu internasional. Apabila Anda telah memasuki investasi seperti itu, saya ucapkan selamat, karena itu merupakan investasi yang bagus. Percayalah, saya memang bersungguh-sungguh. Namun Anda telah berinvestasi secara lebih baik di SwissCash karena Anda yakin kepada diri sendiri, dan ini pun kebenaran yang tidak terbantahkan pula. Terima kasih atas kepercayaan Anda kepada saya dan kepada SwissCash. Terima kasih karena Anda tidak hanya mengikuti orang-orang terkuat namun juga memberi kesempatan kepada underdog. Teruskan berbagi pengalaman tentang kisah sukses Anda dengan orang lain!
8. Semua yang Anda bangun bertahun-tahun dapat hancur dalam semalam. Meskipun demikian, tetaplah membangun.
Saya akan bercerita sebuah kisah nyata. Swiss Mutual Fund tidak pernah menjamin bagaimana SwissCash akan berhasil, ketika kami merencanakan platform keuangan global ini pada tahun 2003. Karena satu alasan saya tidak bisa membayangkan betapa SwissCash bisa diterima begitu luas dan berkembang begitu pesat di banyak wilayah ketika saya ditunjuk menjadi Chief Financial Officer pada tahun 2004. Swiss Mutual Fund mungkin akan kehilangan ratusan juta dollars apabila proyek ini gagal – ada banyak masalah yang harus dipertimbangkan, banyak masalah yang harus dipecahkan, dan begitu banyak dukungan finansial yang diperlukan untuk memulai SwissCash, dan bahkan untuk mempertahankannya sekarang. Saya geli ketika membaca di beberapa forum pihak ketiga tidak resmi atau di blog atau publikasi media setempat bahwa SwissCash merupakan skema piramida yang sederhana dengan fasilitas investasi Internet. Ini sebenarnya menyenangkan saya; ini menunjukkan bahwa dari permukaan, segalanya nampak sederhana! Seandainya saja kami tidak menyusun keseluruhan platform keuangan ini dengan cerdas dan menghabiskan begitu banyak uang untuk mendapatkan begitu banyak solusi kunci, SwissCash mungkin tidak akan hadir di sini, dan bahkan tidak pernah muncul ke permukaan.
Meskipun banyak ketidakpastian, kami tetap membangun. Dan tim kami tidak hanya membangun; kami telah membangun salah satu platform keuangan online paling berhasil saat ini. Seandainya saja perusahaan tidak pernah mengambil risiko, seandainya saja tim ini tidak dibentuk, mungkin tidak akan ada ‘hari ini’. Namun berkat komitmen dan visi kami, kami membangun fasilitas keuangan ini bersama Anda, dan menjadi jauh lebih kuat daripada sebelumnya!
Ada orang yang menyuruh Anda menjauh dari berinvestasi dan melanjutkan impian keuangan Anda dengan SwissCash karena mereka berpendapat bahwa, berdasarkan pengalaman mereka sebelumnya dan keahlian yang dimiliki sekarang, impian Anda pasti akan menguap. Saya bertanya kepada Anda, berapa banyak yang mereka tahu tentang SwissCash, dan berapa banyak yang Anda tahu tentang SwissCash? Jangan bertanya ke orang lain, bertanyalah kepada diri sendiri. SwissCash merupakan “megastruktur” keuangan online. Sebuah megastruktur membutuhkan waktu untuk merencanakan, membutuhkan uang dan pengalaman untuk membangun dan mengelola, dan tidak akan runtuh dalam semalam. Orang akan tetap hidup dalam ketakutan apabila sisi ketakutan ini merupakan cara dia memandang kehidupan; baik itu ketakutan untuk mencoba dan jatuh, atau ketakutan untuk tidak mencoba. Jika disuruh memilih, saya akan memilih yang terakhir. Maksud saya adalah, tetaplah membangun. Dan jangan hanya sekedar membangun, tetapi bangunlah sebuah jaringan keuangan yang solid di SwissCash karena inilah masa depan keuangan Anda – bangunlah dengan kepercayaan diri dan kebanggaan!
9. Orang benar-benar membutuhkan bantuan namun mereka mungkin akan menyerang apabila Anda telah membantu mereka. Meskipun demikian, tetaplah membantu orang.
Ratusan ribu investor telah menikmati keuntungan besar, dan ribuan lainnya telah menjadi jutawan SwissCash, namun masih banyak bertahan karena tidak cukup membantu. Karena mereka tidak mau menerima permintaan. Karena mereka tidak mengikuti saran dan pemikiran. Karena tidak menyediakan alat dan fasilitas yang memadai untuk membuat mereka menjadi jutawan instan. Karena tidak menyediakan lebih banyak produk keuangan bagi pasar. Karena tidak memproses transfer uang keluar mereka secara cukup cepat. Karena tidak membayar mereka lagi. Karena tidak segera membalas email. Karena tidak segera membalas panggilan telepon. Karena para direktur regional tidak cukup membantu. Dan kami tidak pernah berhenti membantu orang yang ingin membantu dirinya sendiri. Dan kami tumbuh dengan kecepatan yang dirasakan nyaman sesuai yang direncanakan, aman dalam hal pengetahuan yang terbaik bagi perusahaan dan para investor.
Apabila perusahaan ini dipengaruhi oleh ide dan kebutuhan dari semua investornya, yang datang dari lebih dari seratus latar belakang budaya, saya akan katakan lebih baik Anda meninggalkan SwissCash sekarang juga! Kami membantu orang dengan cara yang setahu kami adalah yang terbaik, dan saya berharap hal yang sama dari Anda.
10. Berikan kepada dunia hal terbaik yang Anda miliki dan Anda akan sangat kecewa. Meskipun demikian, berikan yang terbaik kepada dunia.
Silakan lanjutkan berbagi pengalaman dengan SwissCash kepada siapa saja. Bantulah dengan apa yang Anda tahu dan yang Anda belum tahu. Dan akan selalu ada seseorang yang tidak menyukai Anda. Tidak menyukai Anda karena Anda kaya, karena Anda berinvestasi jauh lebih awal, karena Anda bekerja keras dan karena Anda aktif mempromosikan SwissCash. Tidak ada orang yang sempurna, termasuk saya dan juga Anda; namun berikan yang terbaik kepada dunia. Sebaliknya, dunia akan memberi Anda sesuatu yang baik. Saya tidak pernah bertemu seseorang yang selalu memberikan yang terbaik, namun selalu gagal dalam berbuat sesuatu. Tidak seharusnya hal ini terjadi.
Melalui pengalaman kami selama hampir dua tahun di pasar global, kami telah sepenuhnya paham bahwa tidak peduli apa pun yang kami perbuat, tidak peduli apa pun yang kami katakan, tidak peduli seberapa cepat dan seberapa banyak kami membayar, tidak peduli seberapa keras kita mencoba, seberapa baik kita merencanakan, hidup ini tidak pernah sempurna. Kami tidak pernah menjadi sebuah perusahaan yang sempurna bagi siapa saja. Kami akan selalu memiliki masalah baru karena dunia bersifat dinamis. Dunia menjadi semakin datar setiap harinya di beberapa wilayah tertentu, namun di saat yang sama, batas dan dinding dibuat di bagian lain. Kami tidak akan pernah mampu memuaskan semua pihak, karena SwissCash merupakan platform keuanga “megastruktur”. Meskipun demikian, kami berjanji untuk tetap memberikan hal terbaik bagi dunia.
Tahun lalu, saya berjanji kepada Anda bahwa tahun 2006 akan menjadi tahun pertumbuhan bagi SwissCash, dan saya ternyata benar. Saya juga menjanjikan Anda sebuah produk keuangan baru bagi SwissCash di tahun 2007, dan EMF diluncurkan pada bulan Desember 2006. Saya berjanji bahwa setiap dari Anda akan menyesal apabila tidak memegang sekurangnya 10 ribu saham EMF pada 1 Desember, dan sebegitu jauh hal itu telah terbukti. Banyak yang sekarang sedang menunggu membeli lebih banyak saham EMF. Saya berjanji kepada Anda sekarang bahwa EMF akan menjadi proyek keuangan yang bahkan lebih besar daripada SIP, dan tahun 2007 akan menjadi saksi kenyataan itu.
Selama pertemuan terakhir saya dengan tim manajemen SwissCash dan Swiss Mutual Fund sebelum hari Natal, kami telah menyoroti tiga tonggak sejarah sangat penting yang harus dicapai di tahun 2007:
1. Evolusi SwissCash yang berkelanjutan ke dalam merek global;
2. Diversifikasi platform keuangan SwissCash dengan memperkenalkan beberapa produk keuangan baru; dan
3. Pertumbuhan solusi pembayaran SwissCash yang akan melayani kebutuhan banyak orang dari setiap wilayah dan setiap jalan hidup.
Ikuti saya, dukunglah tim ini untuk membuat agar SwissCash tidak tersaingi. Semoga pemecahan masalah di Tahun Baru ini menjadi kenyataan. Ingat untuk melanjutkan membangun keluarga sehat, membentuk keluarga sejahtera, dan menatap masa depan yang sangat cerah dengan SwissCash. Majulah dengan bangga, bermartabat, dan penuh kejujuran.
Sekali lagi, saya ucapkan terima kasih atas dukungan dan pengertian Anda di tahun 2006 dan saya ucapkan selamat kepada semua orang yang telah bergabung bersama kami memasuki tahun 2007 dengan visi, aspirasi, dan resolusi yang telah diperbarui.
Kami, yang dengan rendah hati akan selalu melayani Anda dengan cara apa pun,
Michael Mansfield dan seluruh Tim Manajemen SwissCash dan Swiss Mutual Fund
Seiring saya mengumpulkan informasi di sepanjang tahun ini dari para Kepala Departemen dan Direktur Regional, semakin banyak pemikiran menarik yang saya jumpai. Saya ingin bertukar pikiran dengan Anda tentang “The Paradoxical Commandments” karangan Dr. Kent M. Keith, karena inilah saat yang tepat untuk merefleksi, memikirkan kembali, mengelompokkan kembali dan merencanakan kembali segalanya di tahun depan. Perangkat pedoman ini telah digunakan oleh banyak orang di seluruh dunia sebagai sumber inspirasi selama empat dasawarsa terakhir dan saya harap Anda akan membacanya dengan seksama karena pedoman ini memiliki potensi untuk merefleksi lebih dalam kehidupan pribadi seseorang dan seluruh karir keuangan Anda dengan SwissCash.
1. Manusia merupakan sosok yang tidak logis, tidak masuk akal, dan egois. Meskipun demikian, cintailah mereka.
Setiap hari kami diminta oleh para investor untuk memberikan laporan keuangan atau semua lisensi dagang kami; menyampaikan Laporan Laba Rugi perusahaan, Portfolio Investasi kami, laporan rapat BOD kami; mengadakan perjalanan untuk kepentingan mereka; membuat publisitas media; atau bertemu dengan saya dan mengunjungi kantor kami di seluruh dunia. Orang-orang ingin membuat sendiri materi pemasarannya, membuat sendiri website untuk mempromosikan SwissCash, membangun rencana sendiri di bawah rencana SwissCash, dan membuat segala macam keputusan yang tidak logis, tidak masuk akal dan egois, yang hanya akan bermanfaat bagi mereka dan akan membawa reputasi dan akibat yang jelek bagi perusahaan dan investor lain. Kami berusaha dengan kemampuan terbaik kami untuk mengakomodasi, membantu mereka saling mengerti dan mencintai, karena kami sadar bahwa investor kami berasal dari semua latar belakang budaya yang berbeda.
Saya yakin, bahwa baru beberapa hari yang lalu, seseorang mungkin bertanya kepada Anda, apakah berinvestasi di SwissCash akan aman. Akankah perusahaan ditutup di bulan depan? Bisakah Anda memberi saya nilai tukar yang lebih rendah untuk e-point yang saya gunakan untuk bertransaksi dengan Anda? Bisakah Anda mengembalikan SAP Anda kepada saya? Anda tidak akan bisa berkata apa-apa lagi. Saya bisa mengerti kenapa, karena Anda telah menerima keuntungan Anda dengan tepat selama lima bulan terakhir. Anda sendiri tahu ada lima orang yang memperoleh lebih dari sejuta dolar Amerika Serikat di SwissCash. Dan permintaan yang Anda terima di atas akan melanggar Syarat dan Ketentuan perusahaan. Bersabarlah. Cintailah orang-orang ini. Jelaskan kepada mereka dengan logika dan berikan solusi yang terbaik. Jika hal ini tidak membantu, pindahlah, seseorang yang lain sedang menunggu.
2. Jika Anda melakukan dengan baik, orang akan menuduh Anda egois. Meskipun demikian, lakukan yang terbaik.
SwissCash dan Swiss Mutual Fund telah dituduh oleh beberapa pihak dan individu yang tidak bertanggung jawab telah melakukan penipuan, trik, praktik ilegal, beroperasi dengan maksud untuk meraih uang dari masyarakat umum, dan di balik ini semua, karena keuntungan tinggi yang kami tawarkan. Namun, kami tetap melanjutkan membangun usaha ini menjadi lebih baik setiap harinya, yang akan membuat kelompok luar ini lebih iri hati akan kesuksesan kami. Ya, kami tetap membayar lebih tinggi dibandingkan produk investasi konvensional lainnya, karena kewajiban kami adalah memberikan keuntungan yang terbaik bagi para investor kami.
Mungkin bisa terjadi bahwa, dengan tujuan yang baik, Anda akan bersemangat berbagi pengalaman dengan teman dekat dan relasi Anda mengenai SwissCash. Mereka mungkin curiga karena seakan-akan Anda ingin menipu uang mereka. Jangan kaget dan terkejut. Pindahlah ke orang-orang yang bisa menghargai waktu dan bantuan Anda, untuk bertukar pikiran tentang platform keuangan yang hebat ini.
3. Jika Anda berhasil, Anda akan mampu merengkuh teman-teman yang tidak percaya dan musuh-musuh sejati. Meskipun demikian, usahakan agar berhasil.
Sekarang Anda memiliki kebebasan keuangan yang lebih baik daripada 6 bulan atau 12 bulan atau 20 bulan yang lalu. Anda akan memperhatikan ada beberapa orang yang berusaha menjadi teman dekat Anda, menjadi mitra baru bagi bisnis Anda, membantu Anda dalam mengelola kekayaan Anda, dan lain-lain. Ini sangat wajar; inilah karakter manusia yang ingin berhubungan dengan kekayaan dan kesuksesan. Pada waktu yang sama, Anda akan berhadapan dengan beberapa musuh yang iri akan kesuksesan Anda. Mereka akan mengecam Anda; mereka berharap usaha Anda akan gagal. Bagaimana pun juga, Anda akan berhasil. Saya ingin Anda mengabaikan pengaruh negatif ini; teruskan membangun dan memusatkan kekuatan untuk melanjutkan kesuksesan Anda dalam mencapai tujuan keuangan Anda bersama SwissCash.
Mengenai perusahaan ini, SwissCash telah berjalan dengan baik selama dua tahun terakhir. Di sekeliling kami terdapat banyak musuh yang menyewa para “hacker” terbaik yang berusaha menyerang situs web kami setiap hari. Di sekeliling kami ada banyak sekali “peniru SwissCash” yang tersebar di seluruh dunia, yang beroperasi tanpa izin yang sesuai dan berusaha mengaitkan kegiatan mereka dengan milik kami. Di sekeliling kami ada orang-orang yang menyebarkan kebohongan lewat internet dan media massa lainnya untuk mendiskreditkan kami. Kami gagal merespons mereka, namun bagaimana pun juga, kami tetap berhasil. Churchill pernah dikritik. Demikian juga dengan Sony PlayStation 3. Microsoft memiliki banyak musuh dan perangkat lunak mereka memiliki banyak “lubang” yang mudah dibobol orang yang tidak berhak. Bagaimana pun juga, orang-orang ini telah berhasil. Oleh karena itu, kami membiarkan hasil kerja kami menjadi saksi bagi keberhasilan kami, dan kami menyerahkannya ke investor kami untuk mempertahankan performa kami.
4. Hal baik yang Anda lakukan sekarang akan dilupakan besok. Meskipun demikian, lakukan yang terbaik.
Beberapa Konsultan Keuangan Swiss telah menjadi multi-jutawan, dan mereka telah melupakan visi SwissCash yang sebenarnya. Beberapa telah kembali lagi untuk menyerang perusahaan karena ada beberapa agenda pribadi lainnya. Beberapa telah meluncurkan serangan terhadap kepribadian dan kepemimpinan para “up-line” mereka. Hal ini tidak akan pernah dan tidak boleh menghentikan kita, termasuk Anda, untuk melakukan yang terbaik bagi kita. Setiap hari kami menyediakan platform keuangan yang lebih baik daripada hari sebelumnya. Kami tidak mengeluh kepada Anda tentang betapa lelah tim kami pada saat itu, berapa lama waktu yang kami habiskan sehingga Anda memiliki up-time setinggi 98.7% (rata-rata 365 hari terakhir) untuk situs keuangan online Anda, sehingga Anda dapat melanjutkan untuk mendapatkan hasil tertinggi untuk SIP, SAP, SRP, SFP, dan EMF. SwissCash belum pernah gagal dalam melakukan sesuatu dengan baik dan dalam mendukung para investor yang tulus. Daripada mencurahkan tenaga untuk mencari pujian atas prestasi mereka, tim SwissCash dan Swiss Mutual Fund lebih tertarik untuk berkonsentrasi mengucapkan selamat kepada para investor kami atas bantuannya kepada perusahaan ini dalam mencapai tingkat yang telah diraih sekarang ini.
5. Kejujuran dan keterusterangan membuat Anda lebih rentan. Meskipun demikian, berlakulah jujur dan berterusteranglah.
Kami mengatakan yang sebenarnya ke para investor kami. Apakah SwissCash mempunyai masalah dan persoalan sekarang dan nanti? Memang. Ketika kami menghadapi masalah dengan sistem keamanan website kami, kami mencari akar permasalahannya dan menyelesaikannya. Kami mempunyai rencana untuk meng-upgrade sistem kami agar lebih aman, tetapi ini tidak berarti bahwa kami tidak akan pernah mempunyai banyak masalah. Sejak 1 Desember 2006 kami menghentikan penerimaan Incoming Wire Transfers dari para investor global karena kami tidak mampu menerapkan kebijakan KYC (Know Your Customer) yang kaku melalui platform online yang saat ini digunakan. Kami bisa meramalkan bahwa kelak kami akan menghadapi persoalan dengan peraturan di beberapa negara, dan hal itu tidak dapat kami terima. Kami telah menyiapkan solusi jangka panjang dengan meluncurkan sistem hak penjualan global, yang akan membutuhkan sedikit waktu untuk penyesuaian demi mendapatkan pelaksanaan yang lancar. Sesuai ramalan, ini telah memunculkan desas-desus bahwa SwissCash telah tutup, sekalipun ini jauh dari kebenaran. Kami telah berterus terang dalam mengungkapkan masalah kami, dan dalam waktu yang sama kami telah mengetahui solusi praktis untuk lima hingga sepuluh tahun ke depan. Para investor yang matang tidak akan bereaksi spontan saat kami mengatakan kepada Anda tentang persoalan kami; malahan Anda akan menilai kami dari hasil dan solusinya.
Saya dengan bangga mengatakan bahwa SwissCash telah membayar tiap sen kepada setiap investor. Terkadang ada beberapa masalah yang muncul karena kesalahan manusia dan keadaan yang tidak dapat dihindari. Harga dari kejujuran dan keterusterangan mungkin telah membuat kami terlihat oleh pihak dari luar sebagai pihak yang mudah diserang, bahkan terkadang beberapa dari investor baru kami pun melihatnya demikian. Namun, bagaimana pun juga, kami memilih untuk tetap bersikap jujur dan terus terang. Belum pernah ada kebijakan perusahaan ini yang telah menyesatkan para investor kami; dan kami menghargai kejujuran dan keterusterangan kami yang dihargai pula dengan keyakinan yang baik. Seperti itulah – sebegitu jauh investasi telah berkembang dengan kecepatan yang luar biasa!
6. Pria dan wanita besar dengan ide besar dapat dimatikan oleh pria dan wanita kecil dengan pikiran kecil. Meskipun demikian, berpikirlah besar.
Banyak Konsultan Finansial di seluruh dunia mengatakan bahwa tidaklah mungkin bagi kami membiayai kerangka keuangan dunia yang membayar 300% keuntungan dalam 15 bulan untuk SIP hingga 6 bulan, kemudian 8 bulan, kemudian 12 bulan, kemudian 15 bulan; dan ingat, pada 20 bulan kami tetap berkembang lebih kuat daripada sebelumnya. Beberapa di antara menyatakan bahwa kami akan segera berhenti beroperasi, karena berdasarkan pengetahuan investasi hasil seperti itu tidak mungkin dicapai, tetapi batas waktu itu kini telah diperpanjang dan diperpanjang lagi beberapa kali. Saya katakan kepada Anda, letakkan uang Anda di sana, maka penetapan batas waktu akan semakin diperpanjang lagi! Tidak mau kalah, para pengkritik kini berkata bahwa kita tidak akan mampu mempertahankan overhead yang rendah di tahun-tahun mendatang sejalan dengan globalisasi yang kami lakukan, dan bahwa performa investasi kami tidak akan sama konsistennya dengan masa 20 bulan yang lalu, dan memperkirakan bahwa kita tidak akan mampu memberikan keuntungan setinggi itu di masa mendatang. Namun kami tetap berpikir besar, khususnya setelah meluncurkan EMF di bulan Desember 2006.
Saya telah membaca bahwa orang-orang berkata bahwa peluncuran EMF menjadi pertanda keputusasaan perusahaan dalam mendapatkan dana segar, namun Anda yang telah bersama kami sejak tahun 2005 tahu bahwa peluncuran ini telah berjalan baik sejak pidato saya di akhir tahun 2005. EMF tumbuh rata-rata 25% di bulan Desember 2006 saja... dan para pengkritik sekali lagi mengatakan bahwa ini terlalu fenomenal dan tidak mungkin dipertahankan dalam beberapa bulan mendatang. Dan beberapa investor jangka pendek telah menjual portfolio mereka, karena merasa puas dengan keuntungan yang diperoleh hanya dalam beberapa minggu, namun saya ingatkan tentang perlunya berpikir besar. Andalah yang harus berpikir besar, dan Anda tidak akan dimatikan oleh “pria dan wanita yang terkecil”, yang akan mencetak banyak uang di SwissCash!
Ingat ketika Anda pertama kali mendengar tentang SwissCash dan Anda bertukar pikiran tentang peluang investasi ini bersama teman dan pasangan Anda, yang diharapkan lebih tahu tentang investasi internasional dan pasar keuangan daripada Anda? Mereka berpikir Anda sudah gila; mereka berkata bahwa perusahaan ini akan segera tutup dalam tiga bulan dan merampas segalanya dari siapa pun, dengan alasan karena mereka telah memiliki pengalaman buruk dengan investasi off-shore sebelumnya. Dan Anda masih terus berjalan karena Anda Berpikir Besar. Anda seharusnya sangat bangga dengan diri sendiri karena Anda berpikir besar sejak awal. Saya mengucapkan selamat kepada Anda karena apabila Anda tidak melakukannya, Anda tidak akan membaca berita ini saat ini, dan Anda tidak akan melangkah memasuki tahun 2007 dengan kondisi keuangan yang lebih baik daripada di tahun 2005 atau 2006. Einstein dicap sebagai orang gila. Newton juga dicap sebagai orang gila. Demikian pula Darwin. Dan juga Orville dan Wilbur Wright. Namun mereka semua sekarang tertawa dari surga. Jadi, teruslah berpikir dan bermimpi besar!
7. Orang senang menjadi underdog namun hanya mengikuti anjing terbaik. Meskipun demikian, bertarunglah demi underdog.
Orang mengatakan bahwa Swiss Mutual Fund, apabila statistiknya benar, seharusnya sudah go-public sejak lama, dan seharusnya lebih mudah diakses dan transparan bagi masyarakat umum. Saya bertanya kepada Anda, apakah Anda tahu bahwa 10 lembaga keuangan paling menguntungkan di dunia semuanya bukanlah perusahaan yang go-public dan semuanya terletak di yurisdiksi off-shore, dan mereka tidak dikenal oleh jurnal dan majalah keuangan paling terkenal. Mereka semuanya tetap low profile untuk urusan operasional dan portfolio investasinya. Mereka memiliki strategi investasi sendiri dan mereka membantu mengelola dana milayaran dollar atas nama orang-orang terkaya di dunia.
Orang cenderung mengikuti orang-orang terkuat karena mereka takut mengambil risiko; mereka lebih suka hal-hal yang mapan, yaitu hal-hal yang telah diajarkan kepada mereka di sekolah-sekolah bisnis 20 tahun yang lalu, dan hal-hal yang mereka baca setiap hari di surat kabar dan jurnal. Mereka ingin pengembalian investasi yang aman dan lebih dapat diprediksi, dengan mengikuti parameter dasar, struktur, dan protokol konvensional. Kami katakan, lanjutkan; tidak ada yang salah dengan itu semua apabila Anda memang merasa nyaman dengannya. SwissCash hanya diperuntukkan bagi mereka yang menginginkan pengembalian investasi alternatif. SwissCash diperuntukkan bagi mereka yang berani mengambil risiko tinggi dengan keuntungan yang lebih tinggi. Kenyataannya, SwissCash sekarang menawarkan produk dengan keuntungan tetap dan produk dengan keuntungan tidak tetap. Dan, SwissCash tidak untuk siapa saja. SwissCash hanya diperuntukkan bagi mereka yang percaya dan ingin bertarung demi underdog, mereka yang dapat meramal tren investasi global yang telah berubah.
Perencana keuangan pribadi Anda menyarankan agar Anda berinvestasi pada produk yang lebih terstruktur, reksadana, asuransi dana pensiun, realestat, dan pasar saham yang ditawarkan oleh lembaga keuangan kelas satu internasional. Apabila Anda telah memasuki investasi seperti itu, saya ucapkan selamat, karena itu merupakan investasi yang bagus. Percayalah, saya memang bersungguh-sungguh. Namun Anda telah berinvestasi secara lebih baik di SwissCash karena Anda yakin kepada diri sendiri, dan ini pun kebenaran yang tidak terbantahkan pula. Terima kasih atas kepercayaan Anda kepada saya dan kepada SwissCash. Terima kasih karena Anda tidak hanya mengikuti orang-orang terkuat namun juga memberi kesempatan kepada underdog. Teruskan berbagi pengalaman tentang kisah sukses Anda dengan orang lain!
8. Semua yang Anda bangun bertahun-tahun dapat hancur dalam semalam. Meskipun demikian, tetaplah membangun.
Saya akan bercerita sebuah kisah nyata. Swiss Mutual Fund tidak pernah menjamin bagaimana SwissCash akan berhasil, ketika kami merencanakan platform keuangan global ini pada tahun 2003. Karena satu alasan saya tidak bisa membayangkan betapa SwissCash bisa diterima begitu luas dan berkembang begitu pesat di banyak wilayah ketika saya ditunjuk menjadi Chief Financial Officer pada tahun 2004. Swiss Mutual Fund mungkin akan kehilangan ratusan juta dollars apabila proyek ini gagal – ada banyak masalah yang harus dipertimbangkan, banyak masalah yang harus dipecahkan, dan begitu banyak dukungan finansial yang diperlukan untuk memulai SwissCash, dan bahkan untuk mempertahankannya sekarang. Saya geli ketika membaca di beberapa forum pihak ketiga tidak resmi atau di blog atau publikasi media setempat bahwa SwissCash merupakan skema piramida yang sederhana dengan fasilitas investasi Internet. Ini sebenarnya menyenangkan saya; ini menunjukkan bahwa dari permukaan, segalanya nampak sederhana! Seandainya saja kami tidak menyusun keseluruhan platform keuangan ini dengan cerdas dan menghabiskan begitu banyak uang untuk mendapatkan begitu banyak solusi kunci, SwissCash mungkin tidak akan hadir di sini, dan bahkan tidak pernah muncul ke permukaan.
Meskipun banyak ketidakpastian, kami tetap membangun. Dan tim kami tidak hanya membangun; kami telah membangun salah satu platform keuangan online paling berhasil saat ini. Seandainya saja perusahaan tidak pernah mengambil risiko, seandainya saja tim ini tidak dibentuk, mungkin tidak akan ada ‘hari ini’. Namun berkat komitmen dan visi kami, kami membangun fasilitas keuangan ini bersama Anda, dan menjadi jauh lebih kuat daripada sebelumnya!
Ada orang yang menyuruh Anda menjauh dari berinvestasi dan melanjutkan impian keuangan Anda dengan SwissCash karena mereka berpendapat bahwa, berdasarkan pengalaman mereka sebelumnya dan keahlian yang dimiliki sekarang, impian Anda pasti akan menguap. Saya bertanya kepada Anda, berapa banyak yang mereka tahu tentang SwissCash, dan berapa banyak yang Anda tahu tentang SwissCash? Jangan bertanya ke orang lain, bertanyalah kepada diri sendiri. SwissCash merupakan “megastruktur” keuangan online. Sebuah megastruktur membutuhkan waktu untuk merencanakan, membutuhkan uang dan pengalaman untuk membangun dan mengelola, dan tidak akan runtuh dalam semalam. Orang akan tetap hidup dalam ketakutan apabila sisi ketakutan ini merupakan cara dia memandang kehidupan; baik itu ketakutan untuk mencoba dan jatuh, atau ketakutan untuk tidak mencoba. Jika disuruh memilih, saya akan memilih yang terakhir. Maksud saya adalah, tetaplah membangun. Dan jangan hanya sekedar membangun, tetapi bangunlah sebuah jaringan keuangan yang solid di SwissCash karena inilah masa depan keuangan Anda – bangunlah dengan kepercayaan diri dan kebanggaan!
9. Orang benar-benar membutuhkan bantuan namun mereka mungkin akan menyerang apabila Anda telah membantu mereka. Meskipun demikian, tetaplah membantu orang.
Ratusan ribu investor telah menikmati keuntungan besar, dan ribuan lainnya telah menjadi jutawan SwissCash, namun masih banyak bertahan karena tidak cukup membantu. Karena mereka tidak mau menerima permintaan. Karena mereka tidak mengikuti saran dan pemikiran. Karena tidak menyediakan alat dan fasilitas yang memadai untuk membuat mereka menjadi jutawan instan. Karena tidak menyediakan lebih banyak produk keuangan bagi pasar. Karena tidak memproses transfer uang keluar mereka secara cukup cepat. Karena tidak membayar mereka lagi. Karena tidak segera membalas email. Karena tidak segera membalas panggilan telepon. Karena para direktur regional tidak cukup membantu. Dan kami tidak pernah berhenti membantu orang yang ingin membantu dirinya sendiri. Dan kami tumbuh dengan kecepatan yang dirasakan nyaman sesuai yang direncanakan, aman dalam hal pengetahuan yang terbaik bagi perusahaan dan para investor.
Apabila perusahaan ini dipengaruhi oleh ide dan kebutuhan dari semua investornya, yang datang dari lebih dari seratus latar belakang budaya, saya akan katakan lebih baik Anda meninggalkan SwissCash sekarang juga! Kami membantu orang dengan cara yang setahu kami adalah yang terbaik, dan saya berharap hal yang sama dari Anda.
10. Berikan kepada dunia hal terbaik yang Anda miliki dan Anda akan sangat kecewa. Meskipun demikian, berikan yang terbaik kepada dunia.
Silakan lanjutkan berbagi pengalaman dengan SwissCash kepada siapa saja. Bantulah dengan apa yang Anda tahu dan yang Anda belum tahu. Dan akan selalu ada seseorang yang tidak menyukai Anda. Tidak menyukai Anda karena Anda kaya, karena Anda berinvestasi jauh lebih awal, karena Anda bekerja keras dan karena Anda aktif mempromosikan SwissCash. Tidak ada orang yang sempurna, termasuk saya dan juga Anda; namun berikan yang terbaik kepada dunia. Sebaliknya, dunia akan memberi Anda sesuatu yang baik. Saya tidak pernah bertemu seseorang yang selalu memberikan yang terbaik, namun selalu gagal dalam berbuat sesuatu. Tidak seharusnya hal ini terjadi.
Melalui pengalaman kami selama hampir dua tahun di pasar global, kami telah sepenuhnya paham bahwa tidak peduli apa pun yang kami perbuat, tidak peduli apa pun yang kami katakan, tidak peduli seberapa cepat dan seberapa banyak kami membayar, tidak peduli seberapa keras kita mencoba, seberapa baik kita merencanakan, hidup ini tidak pernah sempurna. Kami tidak pernah menjadi sebuah perusahaan yang sempurna bagi siapa saja. Kami akan selalu memiliki masalah baru karena dunia bersifat dinamis. Dunia menjadi semakin datar setiap harinya di beberapa wilayah tertentu, namun di saat yang sama, batas dan dinding dibuat di bagian lain. Kami tidak akan pernah mampu memuaskan semua pihak, karena SwissCash merupakan platform keuanga “megastruktur”. Meskipun demikian, kami berjanji untuk tetap memberikan hal terbaik bagi dunia.
Tahun lalu, saya berjanji kepada Anda bahwa tahun 2006 akan menjadi tahun pertumbuhan bagi SwissCash, dan saya ternyata benar. Saya juga menjanjikan Anda sebuah produk keuangan baru bagi SwissCash di tahun 2007, dan EMF diluncurkan pada bulan Desember 2006. Saya berjanji bahwa setiap dari Anda akan menyesal apabila tidak memegang sekurangnya 10 ribu saham EMF pada 1 Desember, dan sebegitu jauh hal itu telah terbukti. Banyak yang sekarang sedang menunggu membeli lebih banyak saham EMF. Saya berjanji kepada Anda sekarang bahwa EMF akan menjadi proyek keuangan yang bahkan lebih besar daripada SIP, dan tahun 2007 akan menjadi saksi kenyataan itu.
Selama pertemuan terakhir saya dengan tim manajemen SwissCash dan Swiss Mutual Fund sebelum hari Natal, kami telah menyoroti tiga tonggak sejarah sangat penting yang harus dicapai di tahun 2007:
1. Evolusi SwissCash yang berkelanjutan ke dalam merek global;
2. Diversifikasi platform keuangan SwissCash dengan memperkenalkan beberapa produk keuangan baru; dan
3. Pertumbuhan solusi pembayaran SwissCash yang akan melayani kebutuhan banyak orang dari setiap wilayah dan setiap jalan hidup.
Ikuti saya, dukunglah tim ini untuk membuat agar SwissCash tidak tersaingi. Semoga pemecahan masalah di Tahun Baru ini menjadi kenyataan. Ingat untuk melanjutkan membangun keluarga sehat, membentuk keluarga sejahtera, dan menatap masa depan yang sangat cerah dengan SwissCash. Majulah dengan bangga, bermartabat, dan penuh kejujuran.
Sekali lagi, saya ucapkan terima kasih atas dukungan dan pengertian Anda di tahun 2006 dan saya ucapkan selamat kepada semua orang yang telah bergabung bersama kami memasuki tahun 2007 dengan visi, aspirasi, dan resolusi yang telah diperbarui.
Kami, yang dengan rendah hati akan selalu melayani Anda dengan cara apa pun,
Michael Mansfield dan seluruh Tim Manajemen SwissCash dan Swiss Mutual Fund
1/2/2007 12:45:44 AM SwissCash 2007 – A Silent Revolution
My greetings to all SwissCash investors, Swiss Financial Planners, Consultants, and Regional Directors. Year 2006 has been a great one for SwissCash. All the investment strategies implemented by our investment teams have yielded very positive and satisfactory results. Our investors base has grown to hundreds of thousands in over a hundred countries globally. I couldn’t be more satisfied because we have basically achieved all we set out to do and we are already far ahead of our vision and mission. I believe that as the people who are representing and investing in the company, you have enjoyed a tremendous return from SwissCash in 2006 as well, which pleases me greatly.
As I gather information throughout the year from my Department Heads and Regional Directors, much interesting thinking comes my way. I would like to share with you “The Paradoxical Commandments” by Dr. Kent M. Keith because this is a perfect time to reflect, re-think, re-group and re-plan for the year ahead. This set of guidelines has been used by many people all over the world as an inspiration for the past four decades and I hope you will read through it carefully because it has the potential to reflect deeply in your personal life and throughout your financial career with SwissCash.
1. People are illogical, unreasonable, and self-centered. Love them anyway.
Every day we have requests from investors to show our financial reports or all our trading licenses; to provide them with our company’s Profit and Loss Account, our Investment Portfolios, the minutes of our BOD meetings; to hold road shows for them; to create media publicity; or to meet me and visit our offices worldwide. People want to make their own marketing materials, make their own websites to promote SwissCash, build a plan within the SwissCash plans, and make all sort of illogical, unreasonable and self-centered decisions that will benefit only them and bring bad repute and consequences to the company and other investors. Still, we try our best to be accommodating when possible, to help them understand and to love them all equally, as we accept that our investors all come from different cultural backgrounds.
I am sure that only just a few days ago, someone may have asked you if investing in SwissCash is secured. Will the company close next month? Can you please give me a lower exchange rate for the e-points I transact with you? Can you return me your SAP? You were dumbfounded. I can understand why, because you have received your returns punctually for the past five months. You personally know five people who made more than a million United States dollars in SwissCash. And these requests that come your way are breaking the company’s Terms and Conditions. Be patient. Please love these folks. Explain to them with logic and provide the best solutions. If that doesn’t help, move on, someone else is waiting.
2. If you do good, people will accuse you of selfish ulterior motives. Do good anyway.
SwissCash and Swiss Mutual Fund have been accused by many unscrupulous parties and individuals of being a fraud, a scam, operating without a license, and operating with the agenda of reaping money from the public, and all because of the high returns we offer. Nevertheless we continue to build this business to a greater level every day, making those outside our circle more envious of our success. Yes, we continue to pay more than what conventional investment products are currently paying, because our obligation is to deliver the best return to our investors.
It may happen that, with the very best of intentions, you are enthusiastic to share SwissCash with your best friends and relatives. They look at you suspiciously as if you want to cheat them of out their money. Do not be alarmed or shocked. Move on to share this wonderful financial platform with those who are able to treasure your time and help.
3. If you are successful, you will win false friends and true enemies. Succeed anyway.
Today you have more financial freedom than you had 6 months or 12 months or 20 months ago. You notice a few more people trying to be your best friend, to be your new business partner, to help you manage your new-found wealth, and so on. This is only natural; it is human nature to want to associate with the rich and successful. At the same time, you earn yourself a few enemies who are jealous of your success. People badmouth you; people hope your business fails. You succeed anyway. I want you to ignore these negative influences; continue building and focusing on your strengths to continue your success in achieving your financial goals with SwissCash.
As for the company, SwissCash has been performing well for the past two years. We have enemies hiring top hackers to attempt to invade our site every day. We have “SwissCash copycats” around the world operating without proper license trying to associate their operation with ours. We have people spreading lies over the Internet and in other mass media to discredit us. We fail to respond to them, and we succeed anyway. Churchill had his critics. So does Sony Play Station 3. Microsoft has many enemies and their software has many loopholes. These people succeed anyway. Accordingly, we let our results become our testimonial and we leave it to our investors to defend our performance.
4. The good you do today will be forgotten tomorrow. Do good anyway.
Some Swiss Financial Consultants have become multi-millionaires, and have gone on to forget the true vision of SwissCash. Some have turned their back to attack the company because of some other personal agenda. Some have launched attacks on the personality and leadership of their “up-lines.” This never has and must not stop us, and you, from performing our best for each other. Each day we continue to provide a better financial platform than the day before. We don’t complain to you how tired our team are at times, how many late hours we put in so that you may have 98.7% (average for the past 365 days) up-time for your online financial site, and so that you may continue to receive high returns for your SIP, SAP, SRP, SFP and EMF. SwissCash has never fallen short of doing good and supporting its genuine investors. Rather than expending energy claiming credit for their achievements, the SwissCash team and Swiss Mutual Fund would prefer to concentrate on congratulating our investors for helping this company to achieve the level it has reached today.
5. Honesty and frankness make you vulnerable. Be honest and frank anyway.
We tell the truth to our investors. Does SwissCash have problems or issues every now and then? You bet we do. When we have a problem with our website security system, we locate the problem and we solve it. We have instituted plans to upgrade our system to make it more secure, but that doesn’t mean that we will never have any more problems. Effective December 1, 2006 we have discontinued receiving Incoming Wire Transfers from global investors as we are not able to enforce a strict KYC (Know Your Customer) policy through the current online platform. We were able to foresee we might face issues with regulators in some countries in the future, and that’s not acceptable to us. We have provided a long-term solution by launching a global dealership system, which will take a little time to fine tune and get running smoothly. This has predictably resulted in hearsay of SwissCash winding up, while nothing could be further from the truth. We have been upfront in revealing our problems, and at the same time we have come out with practical solutions for the next five to ten years. Mature investors will not have knee-jerk reactions when we tell you about our issues; you will instead judge us by results and solutions.
I can proudly say that SwissCash has paid every single cent to every investor. At times some issues do of course arise due to human error and unavoidable circumstances. The price of honesty and frankness may make us look vulnerable to outsiders, and even to some of our new investors at times. Nevertheless, we choose to be honest and frank anyway. It has never been the policy of this company to mislead our investors; likewise we appreciate our honesty and frankness being returned with good faith. As it is – so far investment has been growing at an exceptional pace!
6. The biggest men and women with the biggest ideas can be shot down by the smallest men and women with the smallest minds. Think big anyway.
Many Financial Consultants around the world say that it is impossible for us to maintain a global financial framework that pays 300% returns in 15 months for our SIP for up to 6 months, then 8 months, then 12 months, then 15 months; mind you at 20 months we are still growing stronger than ever. Some have set their own timelines for us to wind up or close down, because according to their current investment knowledge such returns are not possible, but these self-set deadlines have been extended and re-extended many times over. I tell you, put your money on it, they will be extended again! Not to be defeated, critics are now saying that we cannot continue to keep our overhead low in the coming years as we globalize, and that the performance of our investments will not be as consistent as it has been for the past 20 months, predicting that we won’t be able provide such high returns in the future. We, however, continue to think big, especially after launching EMF in December 2006.
I have read that people are saying that the launching of EMF signals the company’s desperation for new funds, but those of you who have been with us since 2005 know that this launch has been in the works since my 2005 year-end speech. EMF grew by an average of 25% in December 2006 alone... critics are again saying that this is phenomenal and impossible to maintain over the next few months. Likewise some short-term investors have sold their portfolios, well satisfied with such a lucrative return in a matter of weeks, but let me remind you to think big. It is you who think big, who are not shot down by the “smallest of men and women,” who are going to make the most money in SwissCash!
Remember when you first heard about SwissCash and you shared this investment opportunity with your friends and your spouse who were supposed to be more knowledgeable about international investment and financial markets than you were? They thought you were crazy; they said this company would close down within three months and rip everyone off, because they’d had bad experiences with off-shore investments before. Still, you carried on because you Think Big. You should be very proud of yourself that you think big in the first place. I congratulate you because if you hadn’t, you would not be reading this news today, and you would not be marching into 2007 in a better financial state than in 2005 or 2006. Einstein was mad. Newton was mad. Darwin was mad. Orville and Wilbur Wright were mad. They are all laughing from heaven now. So, continue to think and dream big!
7. People favor underdogs but follow only top dogs. Fight for a few underdogs anyway.
People say Swiss Mutual Fund if true to its statistics should have been public listed long ago, and should also be more accessible and transparent to the public. Let me ask you if you know that the world’s ten most profitable financial institutions are all privately owned and located in off-shore jurisdictions, and are not recognized by top financial journals and magazines. They keep a very low profile for their operation and investment portfolios. They have their own investment strategies and they help manage billion of dollars of funds on behalf of world’s richest people.
People tend to follow top dogs because they dare not take risks; they prefer the status quo, which is what they were taught in financial school 20 years ago, and what they read every day in newspapers and journals. They want a safer return, a more predictable return on their investment by following the conventional basic parameters, structure and protocols. We say go ahead; there is nothing wrong with that path if you are comfortable with the returns. SwissCash is for those who want an alternative return for their investments. SwissCash is for those who dare to take a higher risk for a higher return. In fact SwissCash is now offering a fixed return product and a non-fixed return product. Still, SwissCash is not for everybody. SwissCash is for those who believe and want to fight for underdogs, those who can foresee an already changing global investment trend.
Your personal financial planner advises you to invest in structured products, mutual funds, insurance retirement funds, real estate and stock markets offered by international Tier-1 financial institutions. If you are already into those investments, I congratulate you because those are good investments. Trust me, I mean it. But you have made an even better investment in SwissCash because you believe in yourself, and this is an indisputable truth as well. Thank you for believing in me and in SwissCash. Thank you for not just following top dogs but also giving underdogs a chance. Make sure you continue to share your success story with others!
8. What you spend years building may be destroyed overnight. Build anyway.
Let me tell you a true story. Swiss Mutual Fund was never assured of how successful SwissCash would be when we start planning this global financial platform in 2003. I for one could not have imagined SwissCash would be so widely accepted and grow so robustly in so many regions when I was appointed the Chief Financial Officer in 2004. Swiss Mutual Fund could have lost hundreds of millions of dollars had this project failed miserably – there were so many issues to consider, so many problems to solve and so much financial backing needed to start SwissCash, and even to maintain it now. I am amused when I read in some uninformed third-party forums or blogs or local media publications that SwissCash is a simple pyramid scheme with Internet investment facilities. It actually pleases me; what it indicates is that on the surface, everything looks so simple! Had we not structured this whole financial platform so brilliantly and spent so much money on so many key solutions, SwissCash would not have made it here, perhaps would never have taken off.
Still, despite many uncertainties, we build. And this team doesn’t just build; we have built one of the most successful online financial platforms in current time. Had the company never taken any risk, had this team never started building, there would be no today. But thanks to our commitment and vision, we are still building this financial facility with you, stronger than ever!
There are people discouraging you from investing and continuing to build your financial dream with SwissCash because they claim based on their own past experience and current expertise that your dream might evaporate. Let me ask you how much they know about SwissCash, and how much you know about SwissCash? Ask no one but yourself. SwissCash is an online financial “mega-structure.” A mega-structure takes time to plan, money and expertise to build and manage, and will not collapse overnight. One can always live in fear if that is the way one sees life; it is either the fear of trying and failing, or the fear of not trying. If anything, I would choose the latter. My point is, build anyway. And don’t just simply build, build a solid financial network in SwissCash because it is your financial future – build with confidence and pride!
9. People really need help but may attack you if you do help them. Help people anyway.
Tens and hundreds of thousands of investors have become better off and thousands have become SwissCash millionaires, but still many get on our case for not helping them enough. For not giving in to their demands. For not following their suggestions and ideas. For not providing sufficient tools and facilities to make them instant millionaires. For not providing more financial products for them to market. For not processing their out-going money transfers fast enough. For not paying them more. For not replying to their emails instantly. For not replying to their telephone calls. For our regional directors not being helpful enough. Still, we never stop helping people who want to help themselves. Still, we grow at our own comfortable pace as we planned, secure in the knowledge of what is best for our company and our investors.
If this company were to be swayed by the ideas and demands of all of its investors, coming as they do from more than a hundred cultural backgrounds, I would tell you today to leave SwissCash at once! We help people in the ways we know best and I expect the same from you.
10. Give the world the best you have and you'll get kicked in the teeth. Give the world the best you have anyway.
Please continue to share SwissCash with everyone. Help those you know as well as those you do not yet know. There will always be somebody who dislikes you. Dislikes you because you are rich, because you invested much earlier, because you work harder and because you are actively promoting SwissCash. Nobody is perfect, you and me included; give the world the best you have anyway. The world will do you good in return. I have never met someone who has always given it his or her best, and yet failed in everything he or she does. It just doesn’t happen that way.
Through our nearly two years in the global market, we have fully understood that no matter what we do, no matter what we say, no matter how fast and how much we pay, no matter how hard we try, no matter how well we plan, life is never perfect. We will never be the perfect company for everyone. We will always have new issues because the world is dynamic. The world is getting flatter day by day in certain regions, but at the same time borders and walls are being created in another part of the world. We will never be able to satisfy all parties, because SwissCash is a global “mega-structure” financial platform. In spite of all this, we pledge to continue to give the world the best we have.
Last year, I promised you that 2006 would be a growth year for SwissCash, and I was very right. I also promised you a new financial product for SwissCash by 2007, and EMF was launched in December 2006. I promised that every one of you would regret it if you didn’t hold at least 10,000 shares of EMF on December 1st, and so far that has proven true as well. Many are waiting to purchase more EMF shares. I am promising you now that EMF is an even bigger financial project than SIP, and 2007 will be a witness to it.
During my last meeting with the SwissCash and Swiss Mutual Fund management team before Christmas, we highlighted three very important milestones to be achieved in 2007:
1. An ongoing evolution of SwissCash into a global brand;
2. The diversification of the SwissCash financial platform by the introduction of several new financial products; and
3. The growth of SwissCash payment solutions that will cater to the needs of many people from every region and every walk of life.
Rally behind me, support this team to make SwissCash unrivalled. May all your New Years’ resolutions come true. Remember to continue building a healthy family, a wealthy family and a very successful future with SwissCash. Always proceed with pride, dignity and all honesty.
Again, I thank everyone for their support and understanding in the year 2006 and I congratulate all who together with us march into 2007 with renewed visions, aspirations and resolutions.
Humbly serving you always and in all ways,
Michael Mansfield and the whole SwissCash and Swiss Mutual Fund Management Team
As I gather information throughout the year from my Department Heads and Regional Directors, much interesting thinking comes my way. I would like to share with you “The Paradoxical Commandments” by Dr. Kent M. Keith because this is a perfect time to reflect, re-think, re-group and re-plan for the year ahead. This set of guidelines has been used by many people all over the world as an inspiration for the past four decades and I hope you will read through it carefully because it has the potential to reflect deeply in your personal life and throughout your financial career with SwissCash.
1. People are illogical, unreasonable, and self-centered. Love them anyway.
Every day we have requests from investors to show our financial reports or all our trading licenses; to provide them with our company’s Profit and Loss Account, our Investment Portfolios, the minutes of our BOD meetings; to hold road shows for them; to create media publicity; or to meet me and visit our offices worldwide. People want to make their own marketing materials, make their own websites to promote SwissCash, build a plan within the SwissCash plans, and make all sort of illogical, unreasonable and self-centered decisions that will benefit only them and bring bad repute and consequences to the company and other investors. Still, we try our best to be accommodating when possible, to help them understand and to love them all equally, as we accept that our investors all come from different cultural backgrounds.
I am sure that only just a few days ago, someone may have asked you if investing in SwissCash is secured. Will the company close next month? Can you please give me a lower exchange rate for the e-points I transact with you? Can you return me your SAP? You were dumbfounded. I can understand why, because you have received your returns punctually for the past five months. You personally know five people who made more than a million United States dollars in SwissCash. And these requests that come your way are breaking the company’s Terms and Conditions. Be patient. Please love these folks. Explain to them with logic and provide the best solutions. If that doesn’t help, move on, someone else is waiting.
2. If you do good, people will accuse you of selfish ulterior motives. Do good anyway.
SwissCash and Swiss Mutual Fund have been accused by many unscrupulous parties and individuals of being a fraud, a scam, operating without a license, and operating with the agenda of reaping money from the public, and all because of the high returns we offer. Nevertheless we continue to build this business to a greater level every day, making those outside our circle more envious of our success. Yes, we continue to pay more than what conventional investment products are currently paying, because our obligation is to deliver the best return to our investors.
It may happen that, with the very best of intentions, you are enthusiastic to share SwissCash with your best friends and relatives. They look at you suspiciously as if you want to cheat them of out their money. Do not be alarmed or shocked. Move on to share this wonderful financial platform with those who are able to treasure your time and help.
3. If you are successful, you will win false friends and true enemies. Succeed anyway.
Today you have more financial freedom than you had 6 months or 12 months or 20 months ago. You notice a few more people trying to be your best friend, to be your new business partner, to help you manage your new-found wealth, and so on. This is only natural; it is human nature to want to associate with the rich and successful. At the same time, you earn yourself a few enemies who are jealous of your success. People badmouth you; people hope your business fails. You succeed anyway. I want you to ignore these negative influences; continue building and focusing on your strengths to continue your success in achieving your financial goals with SwissCash.
As for the company, SwissCash has been performing well for the past two years. We have enemies hiring top hackers to attempt to invade our site every day. We have “SwissCash copycats” around the world operating without proper license trying to associate their operation with ours. We have people spreading lies over the Internet and in other mass media to discredit us. We fail to respond to them, and we succeed anyway. Churchill had his critics. So does Sony Play Station 3. Microsoft has many enemies and their software has many loopholes. These people succeed anyway. Accordingly, we let our results become our testimonial and we leave it to our investors to defend our performance.
4. The good you do today will be forgotten tomorrow. Do good anyway.
Some Swiss Financial Consultants have become multi-millionaires, and have gone on to forget the true vision of SwissCash. Some have turned their back to attack the company because of some other personal agenda. Some have launched attacks on the personality and leadership of their “up-lines.” This never has and must not stop us, and you, from performing our best for each other. Each day we continue to provide a better financial platform than the day before. We don’t complain to you how tired our team are at times, how many late hours we put in so that you may have 98.7% (average for the past 365 days) up-time for your online financial site, and so that you may continue to receive high returns for your SIP, SAP, SRP, SFP and EMF. SwissCash has never fallen short of doing good and supporting its genuine investors. Rather than expending energy claiming credit for their achievements, the SwissCash team and Swiss Mutual Fund would prefer to concentrate on congratulating our investors for helping this company to achieve the level it has reached today.
5. Honesty and frankness make you vulnerable. Be honest and frank anyway.
We tell the truth to our investors. Does SwissCash have problems or issues every now and then? You bet we do. When we have a problem with our website security system, we locate the problem and we solve it. We have instituted plans to upgrade our system to make it more secure, but that doesn’t mean that we will never have any more problems. Effective December 1, 2006 we have discontinued receiving Incoming Wire Transfers from global investors as we are not able to enforce a strict KYC (Know Your Customer) policy through the current online platform. We were able to foresee we might face issues with regulators in some countries in the future, and that’s not acceptable to us. We have provided a long-term solution by launching a global dealership system, which will take a little time to fine tune and get running smoothly. This has predictably resulted in hearsay of SwissCash winding up, while nothing could be further from the truth. We have been upfront in revealing our problems, and at the same time we have come out with practical solutions for the next five to ten years. Mature investors will not have knee-jerk reactions when we tell you about our issues; you will instead judge us by results and solutions.
I can proudly say that SwissCash has paid every single cent to every investor. At times some issues do of course arise due to human error and unavoidable circumstances. The price of honesty and frankness may make us look vulnerable to outsiders, and even to some of our new investors at times. Nevertheless, we choose to be honest and frank anyway. It has never been the policy of this company to mislead our investors; likewise we appreciate our honesty and frankness being returned with good faith. As it is – so far investment has been growing at an exceptional pace!
6. The biggest men and women with the biggest ideas can be shot down by the smallest men and women with the smallest minds. Think big anyway.
Many Financial Consultants around the world say that it is impossible for us to maintain a global financial framework that pays 300% returns in 15 months for our SIP for up to 6 months, then 8 months, then 12 months, then 15 months; mind you at 20 months we are still growing stronger than ever. Some have set their own timelines for us to wind up or close down, because according to their current investment knowledge such returns are not possible, but these self-set deadlines have been extended and re-extended many times over. I tell you, put your money on it, they will be extended again! Not to be defeated, critics are now saying that we cannot continue to keep our overhead low in the coming years as we globalize, and that the performance of our investments will not be as consistent as it has been for the past 20 months, predicting that we won’t be able provide such high returns in the future. We, however, continue to think big, especially after launching EMF in December 2006.
I have read that people are saying that the launching of EMF signals the company’s desperation for new funds, but those of you who have been with us since 2005 know that this launch has been in the works since my 2005 year-end speech. EMF grew by an average of 25% in December 2006 alone... critics are again saying that this is phenomenal and impossible to maintain over the next few months. Likewise some short-term investors have sold their portfolios, well satisfied with such a lucrative return in a matter of weeks, but let me remind you to think big. It is you who think big, who are not shot down by the “smallest of men and women,” who are going to make the most money in SwissCash!
Remember when you first heard about SwissCash and you shared this investment opportunity with your friends and your spouse who were supposed to be more knowledgeable about international investment and financial markets than you were? They thought you were crazy; they said this company would close down within three months and rip everyone off, because they’d had bad experiences with off-shore investments before. Still, you carried on because you Think Big. You should be very proud of yourself that you think big in the first place. I congratulate you because if you hadn’t, you would not be reading this news today, and you would not be marching into 2007 in a better financial state than in 2005 or 2006. Einstein was mad. Newton was mad. Darwin was mad. Orville and Wilbur Wright were mad. They are all laughing from heaven now. So, continue to think and dream big!
7. People favor underdogs but follow only top dogs. Fight for a few underdogs anyway.
People say Swiss Mutual Fund if true to its statistics should have been public listed long ago, and should also be more accessible and transparent to the public. Let me ask you if you know that the world’s ten most profitable financial institutions are all privately owned and located in off-shore jurisdictions, and are not recognized by top financial journals and magazines. They keep a very low profile for their operation and investment portfolios. They have their own investment strategies and they help manage billion of dollars of funds on behalf of world’s richest people.
People tend to follow top dogs because they dare not take risks; they prefer the status quo, which is what they were taught in financial school 20 years ago, and what they read every day in newspapers and journals. They want a safer return, a more predictable return on their investment by following the conventional basic parameters, structure and protocols. We say go ahead; there is nothing wrong with that path if you are comfortable with the returns. SwissCash is for those who want an alternative return for their investments. SwissCash is for those who dare to take a higher risk for a higher return. In fact SwissCash is now offering a fixed return product and a non-fixed return product. Still, SwissCash is not for everybody. SwissCash is for those who believe and want to fight for underdogs, those who can foresee an already changing global investment trend.
Your personal financial planner advises you to invest in structured products, mutual funds, insurance retirement funds, real estate and stock markets offered by international Tier-1 financial institutions. If you are already into those investments, I congratulate you because those are good investments. Trust me, I mean it. But you have made an even better investment in SwissCash because you believe in yourself, and this is an indisputable truth as well. Thank you for believing in me and in SwissCash. Thank you for not just following top dogs but also giving underdogs a chance. Make sure you continue to share your success story with others!
8. What you spend years building may be destroyed overnight. Build anyway.
Let me tell you a true story. Swiss Mutual Fund was never assured of how successful SwissCash would be when we start planning this global financial platform in 2003. I for one could not have imagined SwissCash would be so widely accepted and grow so robustly in so many regions when I was appointed the Chief Financial Officer in 2004. Swiss Mutual Fund could have lost hundreds of millions of dollars had this project failed miserably – there were so many issues to consider, so many problems to solve and so much financial backing needed to start SwissCash, and even to maintain it now. I am amused when I read in some uninformed third-party forums or blogs or local media publications that SwissCash is a simple pyramid scheme with Internet investment facilities. It actually pleases me; what it indicates is that on the surface, everything looks so simple! Had we not structured this whole financial platform so brilliantly and spent so much money on so many key solutions, SwissCash would not have made it here, perhaps would never have taken off.
Still, despite many uncertainties, we build. And this team doesn’t just build; we have built one of the most successful online financial platforms in current time. Had the company never taken any risk, had this team never started building, there would be no today. But thanks to our commitment and vision, we are still building this financial facility with you, stronger than ever!
There are people discouraging you from investing and continuing to build your financial dream with SwissCash because they claim based on their own past experience and current expertise that your dream might evaporate. Let me ask you how much they know about SwissCash, and how much you know about SwissCash? Ask no one but yourself. SwissCash is an online financial “mega-structure.” A mega-structure takes time to plan, money and expertise to build and manage, and will not collapse overnight. One can always live in fear if that is the way one sees life; it is either the fear of trying and failing, or the fear of not trying. If anything, I would choose the latter. My point is, build anyway. And don’t just simply build, build a solid financial network in SwissCash because it is your financial future – build with confidence and pride!
9. People really need help but may attack you if you do help them. Help people anyway.
Tens and hundreds of thousands of investors have become better off and thousands have become SwissCash millionaires, but still many get on our case for not helping them enough. For not giving in to their demands. For not following their suggestions and ideas. For not providing sufficient tools and facilities to make them instant millionaires. For not providing more financial products for them to market. For not processing their out-going money transfers fast enough. For not paying them more. For not replying to their emails instantly. For not replying to their telephone calls. For our regional directors not being helpful enough. Still, we never stop helping people who want to help themselves. Still, we grow at our own comfortable pace as we planned, secure in the knowledge of what is best for our company and our investors.
If this company were to be swayed by the ideas and demands of all of its investors, coming as they do from more than a hundred cultural backgrounds, I would tell you today to leave SwissCash at once! We help people in the ways we know best and I expect the same from you.
10. Give the world the best you have and you'll get kicked in the teeth. Give the world the best you have anyway.
Please continue to share SwissCash with everyone. Help those you know as well as those you do not yet know. There will always be somebody who dislikes you. Dislikes you because you are rich, because you invested much earlier, because you work harder and because you are actively promoting SwissCash. Nobody is perfect, you and me included; give the world the best you have anyway. The world will do you good in return. I have never met someone who has always given it his or her best, and yet failed in everything he or she does. It just doesn’t happen that way.
Through our nearly two years in the global market, we have fully understood that no matter what we do, no matter what we say, no matter how fast and how much we pay, no matter how hard we try, no matter how well we plan, life is never perfect. We will never be the perfect company for everyone. We will always have new issues because the world is dynamic. The world is getting flatter day by day in certain regions, but at the same time borders and walls are being created in another part of the world. We will never be able to satisfy all parties, because SwissCash is a global “mega-structure” financial platform. In spite of all this, we pledge to continue to give the world the best we have.
Last year, I promised you that 2006 would be a growth year for SwissCash, and I was very right. I also promised you a new financial product for SwissCash by 2007, and EMF was launched in December 2006. I promised that every one of you would regret it if you didn’t hold at least 10,000 shares of EMF on December 1st, and so far that has proven true as well. Many are waiting to purchase more EMF shares. I am promising you now that EMF is an even bigger financial project than SIP, and 2007 will be a witness to it.
During my last meeting with the SwissCash and Swiss Mutual Fund management team before Christmas, we highlighted three very important milestones to be achieved in 2007:
1. An ongoing evolution of SwissCash into a global brand;
2. The diversification of the SwissCash financial platform by the introduction of several new financial products; and
3. The growth of SwissCash payment solutions that will cater to the needs of many people from every region and every walk of life.
Rally behind me, support this team to make SwissCash unrivalled. May all your New Years’ resolutions come true. Remember to continue building a healthy family, a wealthy family and a very successful future with SwissCash. Always proceed with pride, dignity and all honesty.
Again, I thank everyone for their support and understanding in the year 2006 and I congratulate all who together with us march into 2007 with renewed visions, aspirations and resolutions.
Humbly serving you always and in all ways,
Michael Mansfield and the whole SwissCash and Swiss Mutual Fund Management Team
Friday, March 16, 2007
RISK FACTOR
Investors should note that the value of their investment in the fund and any income derived from them is subject to substantial volatility and risk. The value of the fund's shares may decline substantially. Only investors who are prepared for a significant or complete loss of their investment should proceed with an investment in the Company.
As there are significant risks associated with investment in Swiss's fund(s) an investment may not be suitable for all investors and is intended for sophisticated investors who can accept the risks associated with such an investment including a substantial or complete loss of their investment. Each prospective investor should carefully consider these risks before investing in the fund. Investors should take into account the following factors when considering the risks associated with investment in the Company. For a complete outline of other risk factors associated with an investment every investor should read the Confidential Offering Memorandum.
Investment and Trading Risks
All securities, commodities, derivatives and other investments risk the loss of capital. The Investment Manager believes that the investment program and research techniques will moderate this risk through a careful selection of securities, commodities, and through skillful hedging or arbitrage techniques. However, no guarantee or representation is made Swiss's investment program will be successful.
Economic Conditions
The success of any investment activity is affected by general economic conditions that affect the level and volatility of prices as well as the liquidity of the markets. The prices of many securities and derivative instruments are highly volatile. The Company's investment's are influenced by, among other things, interest rates, changing supply and demand relationships, the trade, fiscal, monetary and exchange control programs and policies of governments, and national and international political and economic events. Governments from time to time intervene, directly and by regulation, in certain markets, particularly those in currencies and interest rates, disrupting strategies focusing on these sectors. Unexpected changes (in either direction) in the volatility or liquidity of the markets in which the Company invests could cause significant losses.
As there are significant risks associated with investment in Swiss's fund(s) an investment may not be suitable for all investors and is intended for sophisticated investors who can accept the risks associated with such an investment including a substantial or complete loss of their investment. Each prospective investor should carefully consider these risks before investing in the fund. Investors should take into account the following factors when considering the risks associated with investment in the Company. For a complete outline of other risk factors associated with an investment every investor should read the Confidential Offering Memorandum.
Investment and Trading Risks
All securities, commodities, derivatives and other investments risk the loss of capital. The Investment Manager believes that the investment program and research techniques will moderate this risk through a careful selection of securities, commodities, and through skillful hedging or arbitrage techniques. However, no guarantee or representation is made Swiss's investment program will be successful.
Economic Conditions
The success of any investment activity is affected by general economic conditions that affect the level and volatility of prices as well as the liquidity of the markets. The prices of many securities and derivative instruments are highly volatile. The Company's investment's are influenced by, among other things, interest rates, changing supply and demand relationships, the trade, fiscal, monetary and exchange control programs and policies of governments, and national and international political and economic events. Governments from time to time intervene, directly and by regulation, in certain markets, particularly those in currencies and interest rates, disrupting strategies focusing on these sectors. Unexpected changes (in either direction) in the volatility or liquidity of the markets in which the Company invests could cause significant losses.
Swiss Strategy
Swiss's investment strategy as outlined graphically in the table on the bottom of this page, illustrates the fund's top down investment approach.
Valuation and the macroeconomic intermediate - to long term prospects for the global stock market, national and regional economic growth stand at the starting point of the investment selection process. Generally, stocks and project sectors that range far above or below their historical valuation bands are considered over- or undervalued. The long and short exposure in the portfolio is determined by the number of sectors that are over -or undervalued.
The timing of the entry and exit points of specific positions is then determined after evaluating proprietary short term indicators, including technical and sentiment models. These carefully (back) tested indicators include volatility studies, options indicators, oscillator based systems and some Fibonacci/cycle based systems.
In addition, SWISS hedges the portfolio in a disciplined manner and downside risk is therefore limited. Individual positions are dynamically adjusted based upon changes in the portfolio weighting due to market events.
Valuation and the macroeconomic intermediate - to long term prospects for the global stock market, national and regional economic growth stand at the starting point of the investment selection process. Generally, stocks and project sectors that range far above or below their historical valuation bands are considered over- or undervalued. The long and short exposure in the portfolio is determined by the number of sectors that are over -or undervalued.
The timing of the entry and exit points of specific positions is then determined after evaluating proprietary short term indicators, including technical and sentiment models. These carefully (back) tested indicators include volatility studies, options indicators, oscillator based systems and some Fibonacci/cycle based systems.
In addition, SWISS hedges the portfolio in a disciplined manner and downside risk is therefore limited. Individual positions are dynamically adjusted based upon changes in the portfolio weighting due to market events.
Takut kena tipu ker
jika anda takut untuk melabur $1000 USD,kononnya takut tertipu atau terlalu berhati-hati takut kalau SWISSCASH ini tipu... terpulang pada anda,itu hak anda... Sebab itu duit anda,Tapi kenyataannya, pasukan kami buat duit setiap bulan di SWISSCASH. Semakin anda tidak percaya,
semakin banyak bonus bulanan yang kami terima.
Saya akaui semenja join Sc ni hati saya semakin aman dan tenang sahaja macam tak risau laaa...
Tapi jika masa join HYIP DAN yang sewaktu dengannya memang tidak tenteram jerr...
NASIHAT saya jika anda ada modal jangan berlengah lagi buat tindakan yang jitu hari ini untuk kejayaan anda 15 bulan mendatang.... sila hubungi saya untuk tindakan susulan
semakin banyak bonus bulanan yang kami terima.
Saya akaui semenja join Sc ni hati saya semakin aman dan tenang sahaja macam tak risau laaa...
Tapi jika masa join HYIP DAN yang sewaktu dengannya memang tidak tenteram jerr...
NASIHAT saya jika anda ada modal jangan berlengah lagi buat tindakan yang jitu hari ini untuk kejayaan anda 15 bulan mendatang.... sila hubungi saya untuk tindakan susulan
Kenapa Swisscash
Mengapa Harus Swisscash ?
* Backup perusahaan sejak tahun 1948
* Tidak menggunakan Egold ( bebas hacker dan penipuan )
* Sistem pengelolaan yang sangat profesional dan canggih, setiap investasi memiliki certificate beserta tanggal pembayaran tiap bulannya.
* Profit yang diberikan sangat wajar yaitu profit tunggal rata-rata 20% perbulan, tidak ada paket investasi kelas 1,2,3, vip, vvip ataupun spesial plan yang terkesan penipuan dan keuntungan sebesar ini tidak termasuk kategori HYIP, jadi kecil sekali kemungkinan SCAM.
* Tersedia fasilitas reinvestasi ( kalo di HYIP = Compound Interest ) cuma bedanya manual tidak otomatis.
* Tampilan website dan sistem yang digunakan sangat profesional dan canggih jauh sekali bedanya dan tidak terlihat seperti HYIP kacangan.
* Sistem pembayaran lebih lancar dan lebih pasti, karena sesuai dengan jadwalnya tidak akan pernah meleset seperti HYIP lain dengan alasan teknis, hari libur, hari raya dan lain sebagainya.
* Sistem Pelaporan Investasi dan Keuangan sangat lengkap dan terintegrasi sangat profesional.
* Memiliki system support yang terintegrasi secara penuh, menjamin komunikasi investor lebih lancar.
* Ada sistem referral, bila anda memperkenalkan kepada kawan-kawan anda akan memperoleh komisi referral 10%.
* Ada Bonus Group
* Pengeluaran Wang yang terus ke bank-bank di Malaysia
* Kemudahan terbarunya adalah Mobile Version dimana anda boleh akses/login melalui PDA anda.
* Percubaan akaun selama 14 hari, anda boleh daftarpercuma sekarang sebelum anda memutuskan untuk melabur dan bisa mempelajari langsung seluruh sistem yang ada, dan anda pasti akan terkejut karena blm pernah ada yang secanggih ini.
* Backup perusahaan sejak tahun 1948
* Tidak menggunakan Egold ( bebas hacker dan penipuan )
* Sistem pengelolaan yang sangat profesional dan canggih, setiap investasi memiliki certificate beserta tanggal pembayaran tiap bulannya.
* Profit yang diberikan sangat wajar yaitu profit tunggal rata-rata 20% perbulan, tidak ada paket investasi kelas 1,2,3, vip, vvip ataupun spesial plan yang terkesan penipuan dan keuntungan sebesar ini tidak termasuk kategori HYIP, jadi kecil sekali kemungkinan SCAM.
* Tersedia fasilitas reinvestasi ( kalo di HYIP = Compound Interest ) cuma bedanya manual tidak otomatis.
* Tampilan website dan sistem yang digunakan sangat profesional dan canggih jauh sekali bedanya dan tidak terlihat seperti HYIP kacangan.
* Sistem pembayaran lebih lancar dan lebih pasti, karena sesuai dengan jadwalnya tidak akan pernah meleset seperti HYIP lain dengan alasan teknis, hari libur, hari raya dan lain sebagainya.
* Sistem Pelaporan Investasi dan Keuangan sangat lengkap dan terintegrasi sangat profesional.
* Memiliki system support yang terintegrasi secara penuh, menjamin komunikasi investor lebih lancar.
* Ada sistem referral, bila anda memperkenalkan kepada kawan-kawan anda akan memperoleh komisi referral 10%.
* Ada Bonus Group
* Pengeluaran Wang yang terus ke bank-bank di Malaysia
* Kemudahan terbarunya adalah Mobile Version dimana anda boleh akses/login melalui PDA anda.
* Percubaan akaun selama 14 hari, anda boleh daftarpercuma sekarang sebelum anda memutuskan untuk melabur dan bisa mempelajari langsung seluruh sistem yang ada, dan anda pasti akan terkejut karena blm pernah ada yang secanggih ini.
SEBELUM JOIN SWISSCASH...
Hai... seperti biasa hari- hari aku kebanyakknya di habiskan di Internet ,meninjau-ninjau sama ada di mana adanya peluang kerja yang sesuai untuk aku...!!! Argh.... buntu-buntu..... so dalam kebinggungan ntah mana-mana website aku telah jelejahi.... dan aku jumpa berbagai-bagai pogram buat duit ,pogram apa-apa ntah laaaa... HYIP, Autosurf, Baca EMail.. laaa, hantar surat laaa,sistem kutu,sistem cepat kaya laaa, piramid laaa,
Hurmmmm....ahkirnya aku terjebak dengan mereka tu yang mengaburi aku dengan janji2 manis mereka modal kecik laaa tak payah modal laaaa.....
***termenung sekejap bagaimana tiada modal boleh niaga pulak ....***
Akhirnya aku join HYIP.......mula-mula memang manis dan senyum memanjang ....pasal hasil yang masuk memang lebat... tapi ini semua tidak lama (kusangka panas hingga ke petang rupanya hujan di tengahari)
Program HYIP aku tinggalkan...setelah hampir RM5k aku kerugian........
Tidak puas hati dengan kerugian tersebut aku dengan tidak berlengah-lengah mengambil keputusan untuk join Autosurf pulaks....... di pendekkan cerita endingnya sama gakjs RUGI...... Rugi lagi.... aduh..............(keruggian kira-kira RM2k).
REHAT BEBERAPA BULAN DAN BERFIKIR KEMBALI...
Suatu hari sedang membaca paper aku telah terbaca artikel PELABURAN... ermm... baru aku teringat semasa melayari i nternet ada juga terbaca pasal pelaburan ni tetapi yang dalam internet itu bukan pelaburan dalam negara kita ....macam mana yaa.... aku mengambil paper dan memgadap personel komputer aku terus sahaja aku onkan internet ,mencari sumber pelaburan tersebut....
Aku baca dan baca dan bandingkan ada beza yang jelas antara keduanya initu keuntungan nya jauh lebih besar......
Tidak puas hati aku telepon kawan-kawan bertanyakan tentang Pelaburan Internet ini adakah betul atau menipu atau apa- apa ntah....
Ada yang memberi jawapan SCAM (tipu laaa tuu...)
Ada yang beri tahu aku dah join (opsssss)
Ada yang nasihat masuk ASB jer laaa terjamin ...(hehehe)
Ada kawan yang beritahu macam- macam laaa..
Selepas 2 bulan kemudian dan jatuh pada 14 march 2007 aku telah mendaftarkan diri sebagai pelabur yang berdaftar dengan SWISS MUTUAL FUND "SWISSCASH"..
Kenapa...di sini segalanya bermula setelah melihat-lihat keuntungan dan sejarah cermelang syarikat tersebut dan ada beberapa bukti yang mengukuhkan saya untuk join swisscash tidak seperti investment program yang lain...
(bukti Register tu... dengan jumlah 1000usd)
kenapa 1000usd bukan 100usd kerana untuk melayakkan mendapat semua jenis -jenis bonus ... panjang ceritanya ni ...
Hurmmmm....ahkirnya aku terjebak dengan mereka tu yang mengaburi aku dengan janji2 manis mereka modal kecik laaa tak payah modal laaaa.....
***termenung sekejap bagaimana tiada modal boleh niaga pulak ....***
Akhirnya aku join HYIP.......mula-mula memang manis dan senyum memanjang ....pasal hasil yang masuk memang lebat... tapi ini semua tidak lama (kusangka panas hingga ke petang rupanya hujan di tengahari)
Program HYIP aku tinggalkan...setelah hampir RM5k aku kerugian........
Tidak puas hati dengan kerugian tersebut aku dengan tidak berlengah-lengah mengambil keputusan untuk join Autosurf pulaks....... di pendekkan cerita endingnya sama gakjs RUGI...... Rugi lagi.... aduh..............(keruggian kira-kira RM2k).
REHAT BEBERAPA BULAN DAN BERFIKIR KEMBALI...
Suatu hari sedang membaca paper aku telah terbaca artikel PELABURAN... ermm... baru aku teringat semasa melayari i nternet ada juga terbaca pasal pelaburan ni tetapi yang dalam internet itu bukan pelaburan dalam negara kita ....macam mana yaa.... aku mengambil paper dan memgadap personel komputer aku terus sahaja aku onkan internet ,mencari sumber pelaburan tersebut....
Aku baca dan baca dan bandingkan ada beza yang jelas antara keduanya initu keuntungan nya jauh lebih besar......
Tidak puas hati aku telepon kawan-kawan bertanyakan tentang Pelaburan Internet ini adakah betul atau menipu atau apa- apa ntah....
Ada yang memberi jawapan SCAM (tipu laaa tuu...)
Ada yang beri tahu aku dah join (opsssss)
Ada yang nasihat masuk ASB jer laaa terjamin ...(hehehe)
Ada kawan yang beritahu macam- macam laaa..
Selepas 2 bulan kemudian dan jatuh pada 14 march 2007 aku telah mendaftarkan diri sebagai pelabur yang berdaftar dengan SWISS MUTUAL FUND "SWISSCASH"..
Kenapa...di sini segalanya bermula setelah melihat-lihat keuntungan dan sejarah cermelang syarikat tersebut dan ada beberapa bukti yang mengukuhkan saya untuk join swisscash tidak seperti investment program yang lain...
(bukti Register tu... dengan jumlah 1000usd)
kenapa 1000usd bukan 100usd kerana untuk melayakkan mendapat semua jenis -jenis bonus ... panjang ceritanya ni ...
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